Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 621410Healthcare & Social ServicesLending Growing

How Much Can Family Planning Centers Businesses Get in SBA Loans?

183 SBA loans totaling $64.6M have been approved for family planning centers businesses (NAICS 621410). The average approved SBA loan is $353K, which is 4% above avg the $340K national average. 94 active lenders fund this industry with a 19.4% default rate on the matured 2018-2021 loan cohort.

Elevated default risk19.4% vs 15.4% all-industry avg

At 19.4%, Family Planning Centers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 621410 (Family Planning Centers) received 183 SBA loans worth $64.6M across 5+ states. Average loan $353K, average term 126 months, 19.4% default rate (resolved-loan basis).94 active SBA-approved lenders fund this industry. Most family planning centers loans use the SBA 7(a) program. There are approximately 2,673 U.S. establishments in this industry (Census 2022).

183
Total SBA Loans
$64.6M
Total Volume
$353K
Avg Loan Size
4% above avg
94
Active Lenders
126 mo
Avg Term
3% below avg
1,519
Jobs Supported

Is SBA Lending Growing for Family Planning Centers?+29% growth

5
6
12
7
5
6
5
7
4
9
16
17
18
19
20
21
22
23
24
25
$3.0M
$4.4M
$2.7M
$6.2M
$1.9M
$4.5M
$3.0M
$4.2M
$1.4M
$3.5M

Which SBA Program Do Family Planning Centers Businesses Use Most?

SBA 7(a)158 (86%)
SBA 50425 (14%)

What Is the Best SBA Loan for Family Planning Centers?

SBA 7(a)

The most widely used SBA program for family planning centers businesses — flexible terms, multiple use cases

Industry avg loan: $353K
Typical term: 126 months
Historical avg rate: 7.84%
94+ lenders active in this industry
Default rate (2018–21 matured cohort): 19.4%

Where Are Family Planning Centers SBA Loans Most Common?

#1
CA
27 loans
$15.5M
#2
TX
12 loans
$1.4M
#3
NY
12 loans
$7.5M
#4
IL
11 loans
$6.5M
#5
GA
10 loans
$3.4M

Top SBA Lenders for Family Planning Centers

These banks have funded the most SBA loans for family planning centers businesses (NAICS 621410). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)15$504K
2Bank of Hope(CA)8$120K
3Wells Fargo Bank National Association(SD)8$2.6M
4JPMorgan Chase Bank, National Association(OH)7$368K
5PNC Bank, National Association(DE)5$208K

Family Planning Centers Industry Context

U.S. Establishments
2,673
U.S. Census Bureau · 2022
SBA Penetration
6.85%
SBA loans per establishment

Ready to Fund Your Family Planning Centers Business?

PeerSense places SBA loans for family planning centers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Family Planning Centers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Family Planning Centers Businesses?

Across all SBA loan programs, 183 loans have been approved for businesses classified under NAICS 621410 (Family Planning Centers), representing $64.6M in total capital deployed. The average approved loan of $353K is 4% above avg the national SBA average of $340K, with typical repayment terms of 126 months.

SBA lending for family planning centers is accelerating — loan volume has grown approximately 29% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2018.

The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching family planning centers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Family Planning Centers SBA Loans

What is the average SBA loan size for family planning centers businesses?
Based on 183 approved SBA loans, the average loan size for family planning centers (NAICS 621410) is $353K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a family planning centers business?
SBA 7(a) is the most commonly used SBA program for family planning centers businesses. The most widely used SBA program for family planning centers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for family planning centers?
94 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the family planning centers sector.
What states have the most SBA lending for family planning centers?
CA leads with 27 SBA loans and $15.5M in total volume for family planning centers businesses. TX, NY, IL also show strong lending activity in this sector.
How does PeerSense help family planning centers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the family planning centers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Family Planning Centers defined by NAICS code 621410. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.