How Much Can Electroplating, Plating, Polishing, Anodizing, and Coloring Businesses Get in SBA Loans?
1,411 SBA loans totaling $622.8M have been approved for electroplating, plating, polishing, anodizing, and coloring businesses (NAICS 332813). The average approved SBA loan is $441K, which is 30% above avg the $340K national average. 358 active lenders fund this industry with a 13.4% default rate on the matured 2018-2021 loan cohort.
At 13.4%, Electroplating, Plating, Polishing, Anodizing, and Coloring sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 332813 (Electroplating, Plating, Polishing, Anodizing, and Coloring) received 1,411 SBA loans worth $622.8M across 5+ states. Average loan $441K, average term 147 months, 13.4% default rate (resolved loan basis).358 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 2,005 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Electroplating, Plating, Polishing, Anodizing, and Coloring?+88% growth
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Electroplating, Plating, Polishing, Anodizing, and Coloring Businesses Use Most?
What Is the Best SBA Loan for Electroplating, Plating, Polishing, Anodizing, and Coloring?
Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027
Where Are Electroplating, Plating, Polishing, Anodizing, and Coloring SBA Loans Most Common?
SBA Lending Activity in Electroplating, Plating, Polishing, Anodizing, and Coloring
358 SBA lenders have funded 1,411 loans to electroplating, plating, polishing, anodizing, and coloring businesses (NAICS 332813). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Electroplating, Plating, Polishing, Anodizing, and Coloring Industry Context
Talk to PeerSense
PeerSense sources capital for electroplating, plating, polishing, anodizing, and coloring businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Electroplating, Plating, Polishing, Anodizing, and Coloring business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Electroplating, Plating, Polishing, Anodizing, and Coloring Businesses?
Across all SBA loan programs, 1,411 loans have been approved for businesses classified under NAICS 332813 (Electroplating, Plating, Polishing, Anodizing, and Coloring), representing $622.8M in total capital deployed. The average approved loan of $441K is 30% above avg the national SBA average of $340K, with typical repayment terms of 147 months.
SBA lending for electroplating, plating, polishing, anodizing, and coloring is accelerating. Loan volume has grown approximately 88% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
Notably, 21% of SBA loans in this industry use the 504 program (well above the national average), indicating that electroplating, plating, polishing, anodizing, and coloring businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Electroplating, Plating, Polishing, Anodizing, and Coloring SBA Loans
What is the average SBA loan size for electroplating, plating, polishing, anodizing, and coloring businesses?
Which SBA loan program is best for a electroplating, plating, polishing, anodizing, and coloring business?
How many lenders fund SBA loans for electroplating, plating, polishing, anodizing, and coloring?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help electroplating, plating, polishing, anodizing, and coloring businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Electroplating, Plating, Polishing, Anodizing, and Coloring defined by NAICS code 332813. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.