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NAICS 334111ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Electronic Computer Manufacturing Businesses Get in SBA Loans?

464 SBA loans totaling $197.9M have been approved for electronic computer manufacturing businesses (NAICS 334111). The average approved SBA loan is $426K, which is 25% above avg the $340K national average. 173 active lenders fund this industry with a 19.7% default rate on the matured 2018-2021 loan cohort.

Elevated default risk19.7% vs 15.4% all-industry avg

At 19.7%, Electronic Computer Manufacturing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 334111 (Electronic Computer Manufacturing) received 464 SBA loans worth $197.9M across 5+ states. Average loan $426K, average term 117 months, 19.7% default rate (resolved-loan basis).173 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 224 U.S. establishments in this industry (Census 2022).

464
Total SBA Loans
$197.9M
Total Volume
$426K
Avg Loan Size
25% above avg
173
Active Lenders
117 mo
Avg Term
10% below avg
5,295
Jobs Supported

Is SBA Lending Growing for Electronic Computer Manufacturing?+75% growth

10
5
6
9
6
5
7
4
11
7
16
17
18
19
20
21
22
23
24
25
$5.5M
$6.1M
$1.7M
$6.9M
$4.7M
$4.4M
$4.5M
$6.6M
$11.5M
$3.2M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Electronic Computer Manufacturing Businesses Use Most?

SBA 7(a)382 (82%)
SBA 50482 (18%)

What Is the Best SBA Loan for Electronic Computer Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $426K
Typical term: 117 months
Historical avg rate: 7.10%
173+ lenders active in this industry
Default rate (2018–21 matured cohort): 19.7%

Where Are Electronic Computer Manufacturing SBA Loans Most Common?

#1
CA
107 loans
$54.4M
#2
TX
29 loans
$13.9M
#3
FL
25 loans
$14.8M
#4
MA
20 loans
$11.5M
#5
NY
20 loans
$3.8M

Top SBA Lenders for Electronic Computer Manufacturing

These banks have funded the most SBA loans for electronic computer manufacturing businesses (NAICS 334111). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)29$3.6M
2Wells Fargo Bank National Association(SD)27$11.4M
3JPMorgan Chase Bank, National Association(OH)21$5.0M
4U.S. Bank, National Association(OH)18$5.8M
5VelocitySBA, LLC(TX)13$108K

Electronic Computer Manufacturing Industry Context

U.S. Establishments
224
U.S. Census Bureau · 2022
SBA Penetration
207.14%
SBA loans per establishment

Ready to Fund Your Electronic Computer Manufacturing Business?

PeerSense places SBA loans for electronic computer manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Electronic Computer Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Electronic Computer Manufacturing Businesses?

Across all SBA loan programs, 464 loans have been approved for businesses classified under NAICS 334111 (Electronic Computer Manufacturing), representing $197.9M in total capital deployed. The average approved loan of $426K is 25% above avg the national SBA average of $340K, with typical repayment terms of 117 months.

SBA lending for electronic computer manufacturing is accelerating — loan volume has grown approximately 75% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Electronic Computer Manufacturing SBA Loans

What is the average SBA loan size for electronic computer manufacturing businesses?
Based on 464 approved SBA loans, the average loan size for electronic computer manufacturing (NAICS 334111) is $426K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a electronic computer manufacturing business?
SBA 504 is the most commonly used SBA program for electronic computer manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for electronic computer manufacturing?
173 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the electronic computer manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help electronic computer manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the electronic computer manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Electronic Computer Manufacturing defined by NAICS code 334111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.