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NAICS 335931ManufacturingFY2027 Fee WaiversLending Growing

How Much Can Current-Carrying Wiring Device Manufacturing Businesses Get in SBA Loans?

176 SBA loans totaling $92.7M have been approved for current-carrying wiring device manufacturing businesses (NAICS 335931). The average approved SBA loan is $527K, which is 55% above avg the $340K national average. 87 active lenders fund this industry with a 5.2% default rate on the matured 2018-2021 loan cohort.

Low default risk5.2% vs 15.4% all industry avg

At 5.2%, Current-Carrying Wiring Device Manufacturing sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 335931 (Current-Carrying Wiring Device Manufacturing) received 176 SBA loans worth $92.7M across 5+ states. Average loan $527K, average term 143 months, 5.2% default rate (resolved loan basis).87 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 390 U.S. establishments in this industry (Census 2022).

176
Total SBA Loans
$92.7M
Total Volume
$527K
Avg Loan Size
55% above avg
87
Active Lenders
143 mo
Avg Term
10% above avg
3,216
Jobs Supported

Is SBA Lending Growing for Current-Carrying Wiring Device Manufacturing?+300% growth

6
1
3
8
4
2
4
2
3
8
16
17
18
19
20
21
22
23
24
25
$4.0M
$3.7M
$2.1M
$5.2M
$3.6M
$555K
$4.9M
$925K
$5.8M
$2.7M

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Current-Carrying Wiring Device Manufacturing Businesses Use Most?

SBA 7(a)139 (79%)
SBA 50437 (21%)

What Is the Best SBA Loan for Current-Carrying Wiring Device Manufacturing?

SBA 504

Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027

Industry avg loan: $527K
Typical term: 143 months
Historical avg rate: 7.07%
87+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 5.2%

Where Are Current-Carrying Wiring Device Manufacturing SBA Loans Most Common?

#1
CA
22 loans
$12.7M
#2
TX
13 loans
$10.2M
#3
OH
12 loans
$2.9M
#4
MI
11 loans
$7.6M
#5
FL
11 loans
$5.3M

SBA Lending Activity in Current-Carrying Wiring Device Manufacturing

87 SBA lenders have funded 176 loans to current-carrying wiring device manufacturing businesses (NAICS 335931). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
176
Active lenders
87
Total volume
$92.7M
Avg loan size
$527K

Current-Carrying Wiring Device Manufacturing Industry Context

U.S. Establishments
390
U.S. Census Bureau · 2022
SBA Penetration
45.13%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for current-carrying wiring device manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Current-Carrying Wiring Device Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Current-Carrying Wiring Device Manufacturing Businesses?

Across all SBA loan programs, 176 loans have been approved for businesses classified under NAICS 335931 (Current-Carrying Wiring Device Manufacturing), representing $92.7M in total capital deployed. The average approved loan of $527K is 55% above avg the national SBA average of $340K, with typical repayment terms of 143 months.

SBA lending for current-carrying wiring device manufacturing is accelerating. Loan volume has grown approximately 300% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

Notably, 21% of SBA loans in this industry use the 504 program (well above the national average), indicating that current-carrying wiring device manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Current-Carrying Wiring Device Manufacturing SBA Loans

What is the average SBA loan size for current-carrying wiring device manufacturing businesses?
Based on 176 approved SBA loans, the average loan size for current-carrying wiring device manufacturing (NAICS 335931) is $527K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a current-carrying wiring device manufacturing business?
SBA 504 is the most commonly used SBA program for current-carrying wiring device manufacturing businesses. Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for current-carrying wiring device manufacturing?
87 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a current-carrying wiring device manufacturing file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help current-carrying wiring device manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a current-carrying wiring device manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Current-Carrying Wiring Device Manufacturing defined by NAICS code 335931. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.