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NAICS 335931ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Current-Carrying Wiring Device Manufacturing Businesses Get in SBA Loans?

176 SBA loans totaling $92.7M have been approved for current-carrying wiring device manufacturing businesses (NAICS 335931). The average approved SBA loan is $527K, which is 55% above avg the $340K national average. 87 active lenders fund this industry with a 5.2% default rate on the matured 2018-2021 loan cohort.

Low default risk5.2% vs 15.4% all-industry avg

At 5.2%, Current-Carrying Wiring Device Manufacturing sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 335931 (Current-Carrying Wiring Device Manufacturing) received 176 SBA loans worth $92.7M across 5+ states. Average loan $527K, average term 143 months, 5.2% default rate (resolved-loan basis).87 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 390 U.S. establishments in this industry (Census 2022).

176
Total SBA Loans
$92.7M
Total Volume
$527K
Avg Loan Size
55% above avg
87
Active Lenders
143 mo
Avg Term
10% above avg
3,216
Jobs Supported

Is SBA Lending Growing for Current-Carrying Wiring Device Manufacturing?+300% growth

6
1
3
8
4
2
4
2
3
8
16
17
18
19
20
21
22
23
24
25
$4.0M
$3.7M
$2.1M
$5.2M
$3.6M
$555K
$4.9M
$925K
$5.8M
$2.7M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Current-Carrying Wiring Device Manufacturing Businesses Use Most?

SBA 7(a)139 (79%)
SBA 50437 (21%)

What Is the Best SBA Loan for Current-Carrying Wiring Device Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $527K
Typical term: 143 months
Historical avg rate: 7.07%
87+ lenders active in this industry
Default rate (2018–21 matured cohort): 5.2%

Where Are Current-Carrying Wiring Device Manufacturing SBA Loans Most Common?

#1
CA
22 loans
$12.7M
#2
TX
13 loans
$10.2M
#3
OH
12 loans
$2.9M
#4
MI
11 loans
$7.6M
#5
FL
11 loans
$5.3M

Top SBA Lenders for Current-Carrying Wiring Device Manufacturing

These banks have funded the most SBA loans for current-carrying wiring device manufacturing businesses (NAICS 335931). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)12$6.7M
2The Huntington National Bank(OH)9$7.7M
3Citizens Bank, National Association(RI)8$255K
4U.S. Bank, National Association(OH)8$1.9M
5Newtek Bank, National Association(FL)7$7.5M

Current-Carrying Wiring Device Manufacturing Industry Context

U.S. Establishments
390
U.S. Census Bureau · 2022
SBA Penetration
45.13%
SBA loans per establishment

Ready to Fund Your Current-Carrying Wiring Device Manufacturing Business?

PeerSense places SBA loans for current-carrying wiring device manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Current-Carrying Wiring Device Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Current-Carrying Wiring Device Manufacturing Businesses?

Across all SBA loan programs, 176 loans have been approved for businesses classified under NAICS 335931 (Current-Carrying Wiring Device Manufacturing), representing $92.7M in total capital deployed. The average approved loan of $527K is 55% above avg the national SBA average of $340K, with typical repayment terms of 143 months.

SBA lending for current-carrying wiring device manufacturing is accelerating — loan volume has grown approximately 300% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that current-carrying wiring device manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Current-Carrying Wiring Device Manufacturing SBA Loans

What is the average SBA loan size for current-carrying wiring device manufacturing businesses?
Based on 176 approved SBA loans, the average loan size for current-carrying wiring device manufacturing (NAICS 335931) is $527K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a current-carrying wiring device manufacturing business?
SBA 504 is the most commonly used SBA program for current-carrying wiring device manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for current-carrying wiring device manufacturing?
87 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the current-carrying wiring device manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help current-carrying wiring device manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the current-carrying wiring device manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Current-Carrying Wiring Device Manufacturing defined by NAICS code 335931. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.