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NAICS 611420EducationLending Growing

How Much Can Computer Training Businesses Get in SBA Loans?

472 SBA loans totaling $92.2M have been approved for computer training businesses (NAICS 611420). The average approved SBA loan is $195K, which is 43% below avg the $340K national average. 149 active lenders fund this industry with a 22.2% default rate on the matured 2018-2021 loan cohort.

Elevated default risk22.2% vs 15.4% all industry avg

At 22.2%, Computer Training sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 611420 (Computer Training) received 472 SBA loans worth $92.2M across 5+ states. Average loan $195K, average term 93 months, 22.2% default rate (resolved loan basis).149 active SBA approved lenders fund this industry. Most computer training loans use the SBA 7(a) program. There are approximately 1,629 U.S. establishments in this industry (Census 2022).

472
Total SBA Loans
$92.2M
Total Volume
$195K
Avg Loan Size
43% below avg
149
Active Lenders
93 mo
Avg Term
28% below avg
4,439
Jobs Supported

Is SBA Lending Growing for Computer Training?+73% growth

9
8
12
35
9
12
13
11
13
19
16
17
18
19
20
21
22
23
24
25
$2.9M
$2.1M
$2.1M
$6.2M
$5.9M
$5.5M
$5.2M
$7.6M
$3.3M
$5.6M

Which SBA Program Do Computer Training Businesses Use Most?

SBA 7(a)463 (98%)
SBA 5049 (2%)

What Is the Best SBA Loan for Computer Training?

SBA 7(a)

The most widely used SBA program for computer training businesses: flexible terms, multiple use cases

Industry avg loan: $195K
Typical term: 93 months
Historical avg rate: 7.64%
149+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 22.2%

Where Are Computer Training SBA Loans Most Common?

#1
CA
69 loans
$18.4M
#2
TX
43 loans
$7.5M
#3
FL
33 loans
$7.7M
#4
MA
24 loans
$2.5M
#5
NJ
22 loans
$5.5M

SBA Lending Activity in Computer Training

149 SBA lenders have funded 472 loans to computer training businesses (NAICS 611420). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
472
Active lenders
149
Total volume
$92.2M
Avg loan size
$195K

Computer Training Industry Context

U.S. Establishments
1,629
U.S. Census Bureau · 2022
SBA Penetration
28.97%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for computer training businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Computer Training business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Computer Training Businesses?

Across all SBA loan programs, 472 loans have been approved for businesses classified under NAICS 611420 (Computer Training), representing $92.2M in total capital deployed. The average approved loan of $195K is 43% below avg the national SBA average of $340K, with typical repayment terms of 93 months.

SBA lending for computer training is accelerating. Loan volume has grown approximately 73% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

The overwhelming majority of SBA lending for computer training uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

Talk to PeerSense about a computer training file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

Frequently Asked Questions: Computer Training SBA Loans

What is the average SBA loan size for computer training businesses?
Based on 472 approved SBA loans, the average loan size for computer training (NAICS 611420) is $195K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a computer training business?
SBA 7(a) is the most commonly used SBA program for computer training businesses. The most widely used SBA program for computer training businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for computer training?
149 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a computer training file.
What states have the most SBA lending for computer training?
CA leads with 69 SBA loans and $18.4M in total volume for computer training businesses. TX, FL, MA also show strong lending activity in this sector.
How does PeerSense help computer training businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a computer training file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Computer Training defined by NAICS code 611420. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.