Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 611420EducationLending Growing

How Much Can Computer Training Businesses Get in SBA Loans?

472 SBA loans totaling $92.2M have been approved for computer training businesses (NAICS 611420). The average approved SBA loan is $195K, which is 43% below avg the $340K national average. 149 active lenders fund this industry with a 22.2% default rate on the matured 2018-2021 loan cohort.

Elevated default risk22.2% vs 15.4% all-industry avg

At 22.2%, Computer Training sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 611420 (Computer Training) received 472 SBA loans worth $92.2M across 5+ states. Average loan $195K, average term 93 months, 22.2% default rate (resolved-loan basis).149 active SBA-approved lenders fund this industry. Most computer training loans use the SBA 7(a) program. There are approximately 1,629 U.S. establishments in this industry (Census 2022).

472
Total SBA Loans
$92.2M
Total Volume
$195K
Avg Loan Size
43% below avg
149
Active Lenders
93 mo
Avg Term
28% below avg
4,439
Jobs Supported

Is SBA Lending Growing for Computer Training?+73% growth

9
8
12
35
9
12
13
11
13
19
16
17
18
19
20
21
22
23
24
25
$2.9M
$2.1M
$2.1M
$6.2M
$5.9M
$5.5M
$5.2M
$7.6M
$3.3M
$5.6M

Which SBA Program Do Computer Training Businesses Use Most?

SBA 7(a)463 (98%)
SBA 5049 (2%)

What Is the Best SBA Loan for Computer Training?

SBA 7(a)

The most widely used SBA program for computer training businesses — flexible terms, multiple use cases

Industry avg loan: $195K
Typical term: 93 months
Historical avg rate: 7.64%
149+ lenders active in this industry
Default rate (2018–21 matured cohort): 22.2%

Where Are Computer Training SBA Loans Most Common?

#1
CA
69 loans
$18.4M
#2
TX
43 loans
$7.5M
#3
FL
33 loans
$7.7M
#4
MA
24 loans
$2.5M
#5
NJ
22 loans
$5.5M

Top SBA Lenders for Computer Training

These banks have funded the most SBA loans for computer training businesses (NAICS 611420). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)48$1.7M
2Wells Fargo Bank National Association(SD)32$6.0M
3JPMorgan Chase Bank, National Association(OH)28$3.6M
4Citizens Bank, National Association(RI)20$731K
5The Huntington National Bank(OH)19$2.5M

Computer Training Industry Context

U.S. Establishments
1,629
U.S. Census Bureau · 2022
SBA Penetration
28.97%
SBA loans per establishment

Ready to Fund Your Computer Training Business?

PeerSense places SBA loans for computer training businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Computer Training business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Computer Training Businesses?

Across all SBA loan programs, 472 loans have been approved for businesses classified under NAICS 611420 (Computer Training), representing $92.2M in total capital deployed. The average approved loan of $195K is 43% below avg the national SBA average of $340K, with typical repayment terms of 93 months.

SBA lending for computer training is accelerating — loan volume has grown approximately 73% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

The overwhelming majority of SBA lending for computer training uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching computer training business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Computer Training SBA Loans

What is the average SBA loan size for computer training businesses?
Based on 472 approved SBA loans, the average loan size for computer training (NAICS 611420) is $195K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a computer training business?
SBA 7(a) is the most commonly used SBA program for computer training businesses. The most widely used SBA program for computer training businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for computer training?
149 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the computer training sector.
What states have the most SBA lending for computer training?
CA leads with 69 SBA loans and $18.4M in total volume for computer training businesses. TX, FL, MA also show strong lending activity in this sector.
How does PeerSense help computer training businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the computer training industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Computer Training defined by NAICS code 611420. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.