How Much Can Commercial Air, Rail, and Water Transportation Equipment Rental and Le Businesses Get in SBA Loans?
228 SBA loans totaling $126.2M have been approved for commercial air, rail, and water transportation equipment rental and le businesses (NAICS 532411). The average approved SBA loan is $553K, which is 63% above avg the $340K national average. 108 active lenders fund this industry with a 8.1% default rate on the matured 2018-2021 loan cohort.
At 8.1%, Commercial Air, Rail, and Water Transportation Equipment Rental and Le sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 532411 (Commercial Air, Rail, and Water Transportation Equipment Rental and Le) received 228 SBA loans worth $126.2M across 5+ states. Average loan $553K, average term 134 months, 8.1% default rate (resolved-loan basis).108 active SBA-approved lenders fund this industry. Most commercial air, rail, and water transportation equipment rental and le loans use the SBA 504 program. There are approximately 642 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Commercial Air, Rail, and Water Transportation Equipment Rental and Le?
Which SBA Program Do Commercial Air, Rail, and Water Transportation Equipment Rental and Le Businesses Use Most?
What Is the Best SBA Loan for Commercial Air, Rail, and Water Transportation Equipment Rental and Le?
12% of commercial air, rail, and water transportation equipment rental and le loans use this program — ideal for real estate and major equipment purchases
Where Are Commercial Air, Rail, and Water Transportation Equipment Rental and Le SBA Loans Most Common?
Top SBA Lenders for Commercial Air, Rail, and Water Transportation Equipment Rental and Le
These banks have funded the most SBA loans for commercial air, rail, and water transportation equipment rental and le businesses (NAICS 532411). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 14 | $3.3M |
| 2 | U.S. Bank, National Association(OH) | 11 | $3.4M |
| 3 | Bank of America, National Association(NC) | 9 | $605K |
| 4 | The Huntington National Bank(OH) | 7 | $3.4M |
| 5 | SouthWest Bank(TX) | 7 | $4.5M |
Commercial Air, Rail, and Water Transportation Equipment Rental and Le Industry Context
Ready to Fund Your Commercial Air, Rail, and Water Transportation Equipment Rental and Le Business?
PeerSense places SBA loans for commercial air, rail, and water transportation equipment rental and le businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Commercial Air, Rail, and Water Transportation Equipment Rental and Le Businesses?
Across all SBA loan programs, 228 loans have been approved for businesses classified under NAICS 532411 (Commercial Air, Rail, and Water Transportation Equipment Rental and Le), representing $126.2M in total capital deployed. The average approved loan of $553K is 63% above avg the national SBA average of $340K, with typical repayment terms of 134 months.
SBA lending for commercial air, rail, and water transportation equipment rental and le has remained relatively stable across recent fiscal years. 108 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching commercial air, rail, and water transportation equipment rental and le business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Commercial Air, Rail, and Water Transportation Equipment Rental and Le SBA Loans
What is the average SBA loan size for commercial air, rail, and water transportation equipment rental and le businesses?
Which SBA loan program is best for a commercial air, rail, and water transportation equipment rental and le business?
How many lenders fund SBA loans for commercial air, rail, and water transportation equipment rental and le?
What states have the most SBA lending for commercial air, rail, and water transportation equipment rental and le?
How does PeerSense help commercial air, rail, and water transportation equipment rental and le businesses get SBA loans?
Related Real Estate Industries
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Other Commercial and Industrial Machinery and Equipment Rental and Lea
Data aggregated from SBA loan records (1992–2025). Commercial Air, Rail, and Water Transportation Equipment Rental and Le defined by NAICS code 532411. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.