How Much Can Alumina Refining and Primary Aluminum Production Businesses Get in SBA Loans?
22 SBA loans totaling $10.4M have been approved for alumina refining and primary aluminum production businesses (NAICS 331313). The average approved SBA loan is $471K, which is 38% above avg the $340K national average. 17 active lenders fund this industry.
NAICS 331313 (Alumina Refining and Primary Aluminum Production) received 22 SBA loans worth $10.4M across 5+ states. Average loan $471K, average term 107 months.17 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 34 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Alumina Refining and Primary Aluminum Production?-67% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Alumina Refining and Primary Aluminum Production Businesses Use Most?
What Is the Best SBA Loan for Alumina Refining and Primary Aluminum Production?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Alumina Refining and Primary Aluminum Production SBA Loans Most Common?
Top SBA Lenders for Alumina Refining and Primary Aluminum Production
These banks have funded the most SBA loans for alumina refining and primary aluminum production businesses (NAICS 331313). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 2 | $150K |
| 2 | KeyBank National Association(OH) | 2 | $103K |
| 3 | Celtic Bank Corporation(UT) | 2 | $1.6M |
| 4 | FirstBank Puerto Rico(PR) | 2 | $234K |
| 5 | BayFirst National Bank(FL) | 2 | $300K |
Alumina Refining and Primary Aluminum Production Industry Context
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How Does SBA Lending Work for Alumina Refining and Primary Aluminum Production Businesses?
Across all SBA loan programs, 22 loans have been approved for businesses classified under NAICS 331313 (Alumina Refining and Primary Aluminum Production), representing $10.4M in total capital deployed. The average approved loan of $471K is 38% above avg the national SBA average of $340K, with typical repayment terms of 107 months.
SBA lending for alumina refining and primary aluminum production has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 17 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Alumina Refining and Primary Aluminum Production SBA Loans
What is the average SBA loan size for alumina refining and primary aluminum production businesses?
Which SBA loan program is best for a alumina refining and primary aluminum production business?
How many lenders fund SBA loans for alumina refining and primary aluminum production?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help alumina refining and primary aluminum production businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Alumina Refining and Primary Aluminum Production defined by NAICS code 331313. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.