Full-Service Restaurants
SBA loan performance data based on 20,971 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate (resolved-loan basis) | 11.2% | 13% |
| Avg Loan Size | $990K | $1.7M |
| Resolved Loans | 12,846 | 8,125 |
| Chargeoffs | 1,436 | 1,055 |
| Franchise Brands | - | 344 |
Default Rate Comparison (resolved-loan basis)
Franchise Brands in Full-Service Restaurants
There are 344 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 13% default rate compared to 11.2% for all businesses (resolved-loan basis).
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About SBA Loans for Full-Service Restaurants
The Full-Service Restaurants sector (NAICS 721) has 20,971 resolved SBA loans in our database with an overall default rate of 11.2%. This is below the national average, indicating relatively strong loan performance in this industry.
Interestingly, independent businesses in Full-Service Restaurants actually perform better than franchises, with a 11.2% default rate vs 13% for franchise operations.
The average SBA loan size in this sector is $990K. Franchise operations in this industry have an average loan size of $1.7M, higher than the industry average.
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