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NAICS 523991Finance & InsuranceLending Growing

How Much Can Trust, Fiduciary, and Custody Activities Businesses Get in SBA Loans?

76 SBA loans totaling $33.7M have been approved for trust, fiduciary, and custody activities businesses (NAICS 523991). The average approved SBA loan is $443K, which is 30% above avg the $340K national average. 44 active lenders fund this industry.

Quick Answer

NAICS 523991 (Trust, Fiduciary, and Custody Activities) received 76 SBA loans worth $33.7M across 5+ states. Average loan $443K, average term 189 months.44 active SBA-approved lenders fund this industry. Most trust, fiduciary, and custody activities loans use the SBA 7(a) program. There are approximately 2,805 U.S. establishments in this industry (Census 2022).

76
Total SBA Loans
$33.7M
Total Volume
$443K
Avg Loan Size
30% above avg
44
Active Lenders
189 mo
Avg Term
45% above avg
543
Jobs Supported

Is SBA Lending Growing for Trust, Fiduciary, and Custody Activities?+33% growth

6
6
6
4
4
1
4
3
2
4
16
17
18
19
20
21
22
23
24
25
$2.0M
$3.2M
$2.7M
$385K
$5.2M
$1.8M
$2.3M
$760K
$1.2M
$1.3M

Which SBA Program Do Trust, Fiduciary, and Custody Activities Businesses Use Most?

SBA 7(a)64 (84%)
SBA 50412 (16%)

What Is the Best SBA Loan for Trust, Fiduciary, and Custody Activities?

SBA 7(a)

The most widely used SBA program for trust, fiduciary, and custody activities businesses — flexible terms, multiple use cases

Industry avg loan: $443K
Typical term: 189 months
Historical avg rate: 6.68%
44+ lenders active in this industry

Where Are Trust, Fiduciary, and Custody Activities SBA Loans Most Common?

#1
CA
25 loans
$16.1M
#2
AZ
9 loans
$4.3M
#3
WA
4 loans
$972K
#4
OH
4 loans
$2.2M
#5
MA
3 loans
$325K

Top SBA Lenders for Trust, Fiduciary, and Custody Activities

These banks have funded the most SBA loans for trust, fiduciary, and custody activities businesses (NAICS 523991). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)15$13.0M
2PNC Bank, National Association(DE)3$767K
3Mortgage Capital Development C(CA)3$1.1M
4CDC Small Business Finance Cor(CA)3$2.5M
5Celtic Bank Corporation(UT)3$195K

Trust, Fiduciary, and Custody Activities Industry Context

U.S. Establishments
2,805
U.S. Census Bureau · 2022
SBA Penetration
2.71%
SBA loans per establishment

Ready to Fund Your Trust, Fiduciary, and Custody Activities Business?

PeerSense places SBA loans for trust, fiduciary, and custody activities businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Trust, Fiduciary, and Custody Activities business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Trust, Fiduciary, and Custody Activities Businesses?

Across all SBA loan programs, 76 loans have been approved for businesses classified under NAICS 523991 (Trust, Fiduciary, and Custody Activities), representing $33.7M in total capital deployed. The average approved loan of $443K is 30% above avg the national SBA average of $340K, with typical repayment terms of 189 months.

SBA lending for trust, fiduciary, and custody activities is accelerating — loan volume has grown approximately 33% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching trust, fiduciary, and custody activities business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Trust, Fiduciary, and Custody Activities SBA Loans

What is the average SBA loan size for trust, fiduciary, and custody activities businesses?
Based on 76 approved SBA loans, the average loan size for trust, fiduciary, and custody activities (NAICS 523991) is $443K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a trust, fiduciary, and custody activities business?
SBA 7(a) is the most commonly used SBA program for trust, fiduciary, and custody activities businesses. The most widely used SBA program for trust, fiduciary, and custody activities businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for trust, fiduciary, and custody activities?
44 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the trust, fiduciary, and custody activities sector.
What states have the most SBA lending for trust, fiduciary, and custody activities?
CA leads with 25 SBA loans and $16.1M in total volume for trust, fiduciary, and custody activities businesses. AZ, WA, OH also show strong lending activity in this sector.
How does PeerSense help trust, fiduciary, and custody activities businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the trust, fiduciary, and custody activities industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Trust, Fiduciary, and Custody Activities defined by NAICS code 523991. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.