Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 523930Finance & Insurance

How Much Can Investment Advice Businesses Get in SBA Loans?

4,253 SBA loans totaling $1.7B have been approved for investment advice businesses (NAICS 523930). The average approved SBA loan is $399K, which is 17% above avg the $340K national average. 433 active lenders fund this industry with a 7.7% historical default rate.

Quick Answer

NAICS 523930 (Investment Advice) received 4,253 SBA loans worth $1.7B across 5+ states. Average loan $399K, average term 130 months, default rate 7.7%.433 active SBA-approved lenders fund this industry. Most investment advice loans use the SBA 7(a) program.

4,253
Total SBA Loans
$1.7B
Total Volume
$399K
Avg Loan Size
17% above avg
433
Active Lenders
130 mo
Avg Term
near national avg
18,289
Jobs Supported

Is SBA Lending Growing for Investment Advice?-91% decline

432
389
261
234
238
222
82
22
9
2
16
17
18
19
20
21
22
23
24
25
$201.7M
$218.5M
$147.8M
$132.3M
$186.7M
$170.4M
$50.1M
$9.1M
$2.4M
$3.2M

Which SBA Program Do Investment Advice Businesses Use Most?

SBA 7(a)3,718 (87%)
SBA 504535 (13%)

What Is the Best SBA Loan for Investment Advice?

SBA 7(a)

The most widely used SBA program for investment advice businesses — flexible terms, multiple use cases

Industry avg loan: $399K
Typical term: 130 months
Historical avg rate: 6.45%
433+ lenders active in this industry
Historical default rate: 7.7%

Where Are Investment Advice SBA Loans Most Common?

#1
CA
678 loans
$301.1M
#2
FL
252 loans
$103.6M
#3
TX
228 loans
$115.3M
#4
NY
226 loans
$59.9M
#5
OH
196 loans
$70.7M

Top SBA Lenders for Investment Advice

These banks have funded the most SBA loans for investment advice businesses (NAICS 523930). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Live Oak Banking Company(NC)1,058$798.3M
2Byline Bank(IL)212$216.7M
3U.S. Bank, National Association(OH)206$30.2M
4Bank of America, National Association(NC)181$14.2M
5Wells Fargo Bank National Association(SD)179$59.5M

Ready to Fund Your Investment Advice Business?

PeerSense places SBA loans for investment advice businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Investment Advice Businesses?

Across all SBA loan programs, 4,253 loans have been approved for businesses classified under NAICS 523930 (Investment Advice), representing $1.7B in total capital deployed. The average approved loan of $399K is 17% above avg the national SBA average of $340K, with typical repayment terms of 130 months.

SBA lending for investment advice has contracted approximately 91% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 433 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching investment advice business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Investment Advice SBA Loans

What is the average SBA loan size for investment advice businesses?
Based on 4,253 approved SBA loans, the average loan size for investment advice (NAICS 523930) is $399K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a investment advice business?
SBA 7(a) is the most commonly used SBA program for investment advice businesses. The most widely used SBA program for investment advice businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for investment advice?
433 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the investment advice sector.
What states have the most SBA lending for investment advice?
CA leads with 678 SBA loans and $301.1M in total volume for investment advice businesses. FL, TX, NY also show strong lending activity in this sector.
How does PeerSense help investment advice businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the investment advice industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Investment Advice defined by NAICS code 523930. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.