How Much Can Mortgage and Nonmortgage Loan Brokers Businesses Get in SBA Loans?
2,860 SBA loans totaling $589.0M have been approved for mortgage and nonmortgage loan brokers businesses (NAICS 522310). The average approved SBA loan is $206K, which is 40% below avg the $340K national average. 357 active lenders fund this industry with a 45.5% default rate on the matured 2018-2021 loan cohort.
At 45.5%, Mortgage and Nonmortgage Loan Brokers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 522310 (Mortgage and Nonmortgage Loan Brokers) received 2,860 SBA loans worth $589.0M across 5+ states. Average loan $206K, average term 126 months, 45.5% default rate (resolved-loan basis).357 active SBA-approved lenders fund this industry. Most mortgage and nonmortgage loan brokers loans use the SBA 7(a) program.
Is SBA Lending Growing for Mortgage and Nonmortgage Loan Brokers?+30% growth
Which SBA Program Do Mortgage and Nonmortgage Loan Brokers Businesses Use Most?
What Is the Best SBA Loan for Mortgage and Nonmortgage Loan Brokers?
The most widely used SBA program for mortgage and nonmortgage loan brokers businesses — flexible terms, multiple use cases
Where Are Mortgage and Nonmortgage Loan Brokers SBA Loans Most Common?
Top SBA Lenders for Mortgage and Nonmortgage Loan Brokers
These banks have funded the most SBA loans for mortgage and nonmortgage loan brokers businesses (NAICS 522310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Capital One, National Association(VA) | 272 | $13.7M |
| 2 | Wells Fargo Bank National Association(SD) | 240 | $35.8M |
| 3 | U.S. Bank, National Association(OH) | 237 | $42.5M |
| 4 | Bank of America, National Association(NC) | 224 | $8.7M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 129 | $8.5M |
Ready to Fund Your Mortgage and Nonmortgage Loan Brokers Business?
PeerSense places SBA loans for mortgage and nonmortgage loan brokers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Mortgage and Nonmortgage Loan Brokers Businesses?
Across all SBA loan programs, 2,860 loans have been approved for businesses classified under NAICS 522310 (Mortgage and Nonmortgage Loan Brokers), representing $589.0M in total capital deployed. The average approved loan of $206K is 40% below avg the national SBA average of $340K, with typical repayment terms of 126 months.
SBA lending for mortgage and nonmortgage loan brokers is accelerating — loan volume has grown approximately 30% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2022.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching mortgage and nonmortgage loan brokers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Mortgage and Nonmortgage Loan Brokers SBA Loans
What is the average SBA loan size for mortgage and nonmortgage loan brokers businesses?
Which SBA loan program is best for a mortgage and nonmortgage loan brokers business?
How many lenders fund SBA loans for mortgage and nonmortgage loan brokers?
What states have the most SBA lending for mortgage and nonmortgage loan brokers?
How does PeerSense help mortgage and nonmortgage loan brokers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Mortgage and Nonmortgage Loan Brokers defined by NAICS code 522310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.