Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 522310Finance & InsuranceLending Growing

How Much Can Mortgage and Nonmortgage Loan Brokers Businesses Get in SBA Loans?

2,860 SBA loans totaling $589.0M have been approved for mortgage and nonmortgage loan brokers businesses (NAICS 522310). The average approved SBA loan is $206K, which is 40% below avg the $340K national average. 357 active lenders fund this industry with a 36.8% historical default rate.

Quick Answer

NAICS 522310 (Mortgage and Nonmortgage Loan Brokers) received 2,860 SBA loans worth $589.0M across 5+ states. Average loan $206K, average term 126 months, default rate 36.8%.357 active SBA-approved lenders fund this industry. Most mortgage and nonmortgage loan brokers loans use the SBA 7(a) program.

2,860
Total SBA Loans
$589.0M
Total Volume
$206K
Avg Loan Size
40% below avg
357
Active Lenders
126 mo
Avg Term
3% below avg
31,794
Jobs Supported

Is SBA Lending Growing for Mortgage and Nonmortgage Loan Brokers?+30% growth

23
26
28
22
26
34
48
37
29
48
16
17
18
19
20
21
22
23
24
25
$9.0M
$13.3M
$5.8M
$8.2M
$11.9M
$19.4M
$23.7M
$12.3M
$8.3M
$21.5M

Which SBA Program Do Mortgage and Nonmortgage Loan Brokers Businesses Use Most?

SBA 7(a)2,444 (85%)
SBA 504418 (15%)

What Is the Best SBA Loan for Mortgage and Nonmortgage Loan Brokers?

SBA 7(a)

The most widely used SBA program for mortgage and nonmortgage loan brokers businesses — flexible terms, multiple use cases

Industry avg loan: $206K
Typical term: 126 months
Historical avg rate: 7.64%
357+ lenders active in this industry
Historical default rate: 36.8%

Where Are Mortgage and Nonmortgage Loan Brokers SBA Loans Most Common?

#1
CA
770 loans
$241.3M
#2
FL
276 loans
$53.1M
#3
TX
151 loans
$25.2M
#4
UT
130 loans
$22.2M
#5
CO
114 loans
$18.6M

Top SBA Lenders for Mortgage and Nonmortgage Loan Brokers

These banks have funded the most SBA loans for mortgage and nonmortgage loan brokers businesses (NAICS 522310). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Capital One, National Association(VA)272$13.7M
2Wells Fargo Bank National Association(SD)240$35.8M
3U.S. Bank, National Association(OH)237$42.5M
4Bank of America, National Association(NC)224$8.7M
5JPMorgan Chase Bank, National Association(OH)129$8.5M

Ready to Fund Your Mortgage and Nonmortgage Loan Brokers Business?

PeerSense places SBA loans for mortgage and nonmortgage loan brokers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Mortgage and Nonmortgage Loan Brokers Businesses?

Across all SBA loan programs, 2,860 loans have been approved for businesses classified under NAICS 522310 (Mortgage and Nonmortgage Loan Brokers), representing $589.0M in total capital deployed. The average approved loan of $206K is 40% below avg the national SBA average of $340K, with typical repayment terms of 126 months.

SBA lending for mortgage and nonmortgage loan brokers is accelerating — loan volume has grown approximately 30% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2022.

The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching mortgage and nonmortgage loan brokers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Mortgage and Nonmortgage Loan Brokers SBA Loans

What is the average SBA loan size for mortgage and nonmortgage loan brokers businesses?
Based on 2,860 approved SBA loans, the average loan size for mortgage and nonmortgage loan brokers (NAICS 522310) is $206K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a mortgage and nonmortgage loan brokers business?
SBA 7(a) is the most commonly used SBA program for mortgage and nonmortgage loan brokers businesses. The most widely used SBA program for mortgage and nonmortgage loan brokers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for mortgage and nonmortgage loan brokers?
357 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the mortgage and nonmortgage loan brokers sector.
What states have the most SBA lending for mortgage and nonmortgage loan brokers?
CA leads with 770 SBA loans and $241.3M in total volume for mortgage and nonmortgage loan brokers businesses. FL, TX, UT also show strong lending activity in this sector.
How does PeerSense help mortgage and nonmortgage loan brokers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the mortgage and nonmortgage loan brokers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Mortgage and Nonmortgage Loan Brokers defined by NAICS code 522310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.