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NAICS 523920Finance & Insurance

How Much Can Portfolio Management Businesses Get in SBA Loans?

603 SBA loans totaling $219.8M have been approved for portfolio management businesses (NAICS 523920). The average approved SBA loan is $365K, which is 7% above avg the $340K national average. 175 active lenders fund this industry with a 7.1% historical default rate.

Quick Answer

NAICS 523920 (Portfolio Management) received 603 SBA loans worth $219.8M across 5+ states. Average loan $365K, average term 134 months, default rate 7.1%.175 active SBA-approved lenders fund this industry. Most portfolio management loans use the SBA 7(a) program. There are approximately 43,217 U.S. establishments in this industry (Census 2022).

603
Total SBA Loans
$219.8M
Total Volume
$365K
Avg Loan Size
7% above avg
175
Active Lenders
134 mo
Avg Term
3% above avg
4,106
Jobs Supported

Is SBA Lending Growing for Portfolio Management?-33% decline

29
31
15
26
34
40
18
3
1
2
16
17
18
19
20
21
22
23
24
25
$9.4M
$10.7M
$6.5M
$22.6M
$25.7M
$30.9M
$8.6M
$740K
$155K
$1.4M

Which SBA Program Do Portfolio Management Businesses Use Most?

SBA 7(a)506 (84%)
SBA 50497 (16%)

What Is the Best SBA Loan for Portfolio Management?

SBA 7(a)

The most widely used SBA program for portfolio management businesses — flexible terms, multiple use cases

Industry avg loan: $365K
Typical term: 134 months
Historical avg rate: 6.41%
175+ lenders active in this industry
Historical default rate: 7.1%

Where Are Portfolio Management SBA Loans Most Common?

#1
CA
74 loans
$36.2M
#2
OH
43 loans
$12.6M
#3
TX
33 loans
$11.1M
#4
NY
33 loans
$7.7M
#5
AZ
28 loans
$8.2M

Top SBA Lenders for Portfolio Management

These banks have funded the most SBA loans for portfolio management businesses (NAICS 523920). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1U.S. Bank, National Association(OH)51$9.8M
2JPMorgan Chase Bank, National Association(OH)38$1.8M
3The Huntington National Bank(OH)28$4.9M
4Wells Fargo Bank National Association(SD)25$11.3M
5VelocitySBA, LLC(TX)21$238K

Portfolio Management Industry Context

U.S. Establishments
43,217
U.S. Census Bureau · 2022
SBA Penetration
1.40%
SBA loans per establishment

Ready to Fund Your Portfolio Management Business?

PeerSense places SBA loans for portfolio management businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Portfolio Management Businesses?

Across all SBA loan programs, 603 loans have been approved for businesses classified under NAICS 523920 (Portfolio Management), representing $219.8M in total capital deployed. The average approved loan of $365K is 7% above avg the national SBA average of $340K, with typical repayment terms of 134 months.

SBA lending for portfolio management has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 175 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching portfolio management business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Portfolio Management SBA Loans

What is the average SBA loan size for portfolio management businesses?
Based on 603 approved SBA loans, the average loan size for portfolio management (NAICS 523920) is $365K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a portfolio management business?
SBA 7(a) is the most commonly used SBA program for portfolio management businesses. The most widely used SBA program for portfolio management businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for portfolio management?
175 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the portfolio management sector.
What states have the most SBA lending for portfolio management?
CA leads with 74 SBA loans and $36.2M in total volume for portfolio management businesses. OH, TX, NY also show strong lending activity in this sector.
How does PeerSense help portfolio management businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the portfolio management industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Portfolio Management defined by NAICS code 523920. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.