How Much Can Transportation Equipment and Supplies (except Motor Vehicle) Wholesale Businesses Get in SBA Loans?
471 SBA loans totaling $150.8M have been approved for transportation equipment and supplies (except motor vehicle) wholesale businesses (NAICS 421860). The average approved SBA loan is $320K, which is 6% below avg the $340K national average. 154 active lenders fund this industry with a 7.1% default rate on the matured 2018-2021 loan cohort.
At 7.1%, Transportation Equipment and Supplies (except Motor Vehicle) Wholesale sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421860 (Transportation Equipment and Supplies (except Motor Vehicle) Wholesale) received 471 SBA loans worth $150.8M across 5+ states. Average loan $320K, average term 114 months, 7.1% default rate (resolved-loan basis).154 active SBA-approved lenders fund this industry. Most transportation equipment and supplies (except motor vehicle) wholesale loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Transportation Equipment and Supplies (except Motor Vehicle) Wholesale Businesses Use Most?
What Is the Best SBA Loan for Transportation Equipment and Supplies (except Motor Vehicle) Wholesale?
The most widely used SBA program for transportation equipment and supplies (except motor vehicle) wholesale businesses — flexible terms, multiple use cases
Where Are Transportation Equipment and Supplies (except Motor Vehicle) Wholesale SBA Loans Most Common?
Top SBA Lenders for Transportation Equipment and Supplies (except Motor Vehicle) Wholesale
These banks have funded the most SBA loans for transportation equipment and supplies (except motor vehicle) wholesale businesses (NAICS 421860). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 36 | $5.3M |
| 2 | Wells Fargo Bank National Association(SD) | 32 | $5.5M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 29 | $7.9M |
| 4 | Manufacturers and Traders Trust Company(NY) | 14 | $6.8M |
| 5 | U.S. Bank, National Association(OH) | 14 | $5.3M |
Transportation Equipment and Supplies (except Motor Vehicle) Wholesale Industry Context
Ready to Fund Your Transportation Equipment and Supplies (except Motor Vehicle) Wholesale Business?
PeerSense places SBA loans for transportation equipment and supplies (except motor vehicle) wholesale businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Transportation Equipment and Supplies (except Motor Vehicle) Wholesale Businesses?
Across all SBA loan programs, 471 loans have been approved for businesses classified under NAICS 421860 (Transportation Equipment and Supplies (except Motor Vehicle) Wholesale), representing $150.8M in total capital deployed. The average approved loan of $320K is 6% below avg the national SBA average of $340K, with typical repayment terms of 114 months.
SBA lending for transportation equipment and supplies (except motor vehicle) wholesale has remained relatively stable across recent fiscal years. 154 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching transportation equipment and supplies (except motor vehicle) wholesale business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Transportation Equipment and Supplies (except Motor Vehicle) Wholesale SBA Loans
What is the average SBA loan size for transportation equipment and supplies (except motor vehicle) wholesale businesses?
Which SBA loan program is best for a transportation equipment and supplies (except motor vehicle) wholesale business?
How many lenders fund SBA loans for transportation equipment and supplies (except motor vehicle) wholesale?
What states have the most SBA lending for transportation equipment and supplies (except motor vehicle) wholesale?
How does PeerSense help transportation equipment and supplies (except motor vehicle) wholesale businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Transportation Equipment and Supplies (except Motor Vehicle) Wholesale defined by NAICS code 421860. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.