How Much Can Women's, Children's, and Infants' Clothing and Accessories Merchant Wh Businesses Get in SBA Loans?
2,749 SBA loans totaling $1.2B have been approved for women's, children's, and infants' clothing and accessories merchant wh businesses (NAICS 424330). The average approved SBA loan is $433K, which is 27% above avg the $340K national average. 253 active lenders fund this industry with a 28.7% default rate on the matured 2018-2021 loan cohort.
At 28.7%, Women's, Children's, and Infants' Clothing and Accessories Merchant Wh sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 424330 (Women's, Children's, and Infants' Clothing and Accessories Merchant Wh) received 2,749 SBA loans worth $1.2B across 5+ states. Average loan $433K, average term 122 months, 28.7% default rate (resolved loan basis).253 active SBA approved lenders fund this industry. Most women's, children's, and infants' clothing and accessories merchant wh loans use the SBA 7(a) program.
Is SBA Lending Growing for Women's, Children's, and Infants' Clothing and Accessories Merchant Wh?-95% decline
Which SBA Program Do Women's, Children's, and Infants' Clothing and Accessories Merchant Wh Businesses Use Most?
What Is the Best SBA Loan for Women's, Children's, and Infants' Clothing and Accessories Merchant Wh?
The most widely used SBA program for women's, children's, and infants' clothing and accessories merchant wh businesses: flexible terms, multiple use cases
Where Are Women's, Children's, and Infants' Clothing and Accessories Merchant Wh SBA Loans Most Common?
SBA Lending Activity in Women's, Children's, and Infants' Clothing and Accessories Merchant Wh
253 SBA lenders have funded 2,749 loans to women's, children's, and infants' clothing and accessories merchant wh businesses (NAICS 424330). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Talk to PeerSense
PeerSense sources capital for women's, children's, and infants' clothing and accessories merchant wh businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Women's, Children's, and Infants' Clothing and Accessories Merchant Wh business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Women's, Children's, and Infants' Clothing and Accessories Merchant Wh Businesses?
Across all SBA loan programs, 2,749 loans have been approved for businesses classified under NAICS 424330 (Women's, Children's, and Infants' Clothing and Accessories Merchant Wh), representing $1.2B in total capital deployed. The average approved loan of $433K is 27% above avg the national SBA average of $340K, with typical repayment terms of 122 months.
SBA lending for women's, children's, and infants' clothing and accessories merchant wh has contracted approximately 95% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 253 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a women's, children's, and infants' clothing and accessories merchant wh file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Women's, Children's, and Infants' Clothing and Accessories Merchant Wh SBA Loans
What is the average SBA loan size for women's, children's, and infants' clothing and accessories merchant wh businesses?
Which SBA loan program is best for a women's, children's, and infants' clothing and accessories merchant wh business?
How many lenders fund SBA loans for women's, children's, and infants' clothing and accessories merchant wh?
What states have the most SBA lending for women's, children's, and infants' clothing and accessories merchant wh?
How does PeerSense help women's, children's, and infants' clothing and accessories merchant wh businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Women's, Children's, and Infants' Clothing and Accessories Merchant Wh defined by NAICS code 424330. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.