How Much Can Other Miscellaneous Nondurable Goods Merchant Wholesalers Businesses Get in SBA Loans?
5,447 SBA loans totaling $2.7B have been approved for other miscellaneous nondurable goods merchant wholesalers businesses (NAICS 424990). The average approved SBA loan is $500K, which is 47% above avg the $340K national average. 628 active lenders fund this industry with a 18.7% default rate on the matured 2018-2021 loan cohort.
At 18.7%, Other Miscellaneous Nondurable Goods Merchant Wholesalers sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 424990 (Other Miscellaneous Nondurable Goods Merchant Wholesalers) received 5,447 SBA loans worth $2.7B across 5+ states. Average loan $500K, average term 130 months, 18.7% default rate (resolved loan basis).628 active SBA approved lenders fund this industry. Most other miscellaneous nondurable goods merchant wholesalers loans use the SBA 504 program.
Is SBA Lending Growing for Other Miscellaneous Nondurable Goods Merchant Wholesalers?+37% growth
Which SBA Program Do Other Miscellaneous Nondurable Goods Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Other Miscellaneous Nondurable Goods Merchant Wholesalers?
15% of other miscellaneous nondurable goods merchant wholesalers loans use this program, ideal for real estate and major equipment purchases
Where Are Other Miscellaneous Nondurable Goods Merchant Wholesalers SBA Loans Most Common?
SBA Lending Activity in Other Miscellaneous Nondurable Goods Merchant Wholesalers
628 SBA lenders have funded 5,447 loans to other miscellaneous nondurable goods merchant wholesalers businesses (NAICS 424990). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Other Miscellaneous Nondurable Goods Merchant Wholesalers Industry Context
Talk to PeerSense
PeerSense sources capital for other miscellaneous nondurable goods merchant wholesalers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Other Miscellaneous Nondurable Goods Merchant Wholesalers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Other Miscellaneous Nondurable Goods Merchant Wholesalers Businesses?
Across all SBA loan programs, 5,447 loans have been approved for businesses classified under NAICS 424990 (Other Miscellaneous Nondurable Goods Merchant Wholesalers), representing $2.7B in total capital deployed. The average approved loan of $500K is 47% above avg the national SBA average of $340K, with typical repayment terms of 130 months.
SBA lending for other miscellaneous nondurable goods merchant wholesalers is accelerating. Loan volume has grown approximately 37% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a other miscellaneous nondurable goods merchant wholesalers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Other Miscellaneous Nondurable Goods Merchant Wholesalers SBA Loans
What is the average SBA loan size for other miscellaneous nondurable goods merchant wholesalers businesses?
Which SBA loan program is best for a other miscellaneous nondurable goods merchant wholesalers business?
How many lenders fund SBA loans for other miscellaneous nondurable goods merchant wholesalers?
What states have the most SBA lending for other miscellaneous nondurable goods merchant wholesalers?
How does PeerSense help other miscellaneous nondurable goods merchant wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Other Miscellaneous Nondurable Goods Merchant Wholesalers defined by NAICS code 424990. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.