How Much Can Other Grocery and Related Products Merchant Wholesalers Businesses Get in SBA Loans?
3,406 SBA loans totaling $1.2B have been approved for other grocery and related products merchant wholesalers businesses (NAICS 424490). The average approved SBA loan is $360K, which is 6% above avg the $340K national average. 487 active lenders fund this industry with a 19.0% default rate on the matured 2018-2021 loan cohort.
At 19.0%, Other Grocery and Related Products Merchant Wholesalers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 424490 (Other Grocery and Related Products Merchant Wholesalers) received 3,406 SBA loans worth $1.2B across 5+ states. Average loan $360K, average term 111 months, 19.0% default rate (resolved-loan basis).487 active SBA-approved lenders fund this industry. Most other grocery and related products merchant wholesalers loans use the SBA 7(a) program. There are approximately 14,813 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Other Grocery and Related Products Merchant Wholesalers?+19% growth
Which SBA Program Do Other Grocery and Related Products Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Other Grocery and Related Products Merchant Wholesalers?
The most widely used SBA program for other grocery and related products merchant wholesalers businesses — flexible terms, multiple use cases
Where Are Other Grocery and Related Products Merchant Wholesalers SBA Loans Most Common?
Top SBA Lenders for Other Grocery and Related Products Merchant Wholesalers
These banks have funded the most SBA loans for other grocery and related products merchant wholesalers businesses (NAICS 424490). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 271 | $46.3M |
| 2 | Bank of America, National Association(NC) | 261 | $19.8M |
| 3 | TD Bank, National Association(DE) | 224 | $37.8M |
| 4 | Wells Fargo Bank National Association(SD) | 168 | $51.9M |
| 5 | U.S. Bank, National Association(OH) | 133 | $19.3M |
Other Grocery and Related Products Merchant Wholesalers Industry Context
Ready to Fund Your Other Grocery and Related Products Merchant Wholesalers Business?
PeerSense places SBA loans for other grocery and related products merchant wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Other Grocery and Related Products Merchant Wholesalers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Other Grocery and Related Products Merchant Wholesalers Businesses?
Across all SBA loan programs, 3,406 loans have been approved for businesses classified under NAICS 424490 (Other Grocery and Related Products Merchant Wholesalers), representing $1.2B in total capital deployed. The average approved loan of $360K is 6% above avg the national SBA average of $340K, with typical repayment terms of 111 months.
SBA lending for other grocery and related products merchant wholesalers is accelerating — loan volume has grown approximately 19% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other grocery and related products merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Grocery and Related Products Merchant Wholesalers SBA Loans
What is the average SBA loan size for other grocery and related products merchant wholesalers businesses?
Which SBA loan program is best for a other grocery and related products merchant wholesalers business?
How many lenders fund SBA loans for other grocery and related products merchant wholesalers?
What states have the most SBA lending for other grocery and related products merchant wholesalers?
How does PeerSense help other grocery and related products merchant wholesalers businesses get SBA loans?
Related Wholesale Trade Industries
Other Miscellaneous Durable Goods Merchant Wholesalers
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal
Industrial Machinery and Equipment Merchant Wholesalers
Women's, Children's, and Infants' Clothing and Accessories Merchant Wh
Sporting and Recreational Goods and Supplies Merchant Wholesalers
Data aggregated from SBA loan records (1992–2025). Other Grocery and Related Products Merchant Wholesalers defined by NAICS code 424490. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.