How Much Can Tour Operators Businesses Get in SBA Loans?
738 SBA loans totaling $138.2M have been approved for tour operators businesses (NAICS 561520). The average approved SBA loan is $187K, which is 45% below avg the $340K national average. 201 active lenders fund this industry with a 15.7% default rate on the matured 2018-2021 loan cohort.
At 15.7%, Tour Operators sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 561520 (Tour Operators) received 738 SBA loans worth $138.2M across 5+ states. Average loan $187K, average term 104 months, 15.7% default rate (resolved-loan basis).201 active SBA-approved lenders fund this industry. Most tour operators loans use the SBA 7(a) program. There are approximately 2,533 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Tour Operators?+81% growth
Which SBA Program Do Tour Operators Businesses Use Most?
What Is the Best SBA Loan for Tour Operators?
The most widely used SBA program for tour operators businesses — flexible terms, multiple use cases
Where Are Tour Operators SBA Loans Most Common?
Top SBA Lenders for Tour Operators
These banks have funded the most SBA loans for tour operators businesses (NAICS 561520). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 71 | $7.5M |
| 2 | Bank of America, National Association(NC) | 55 | $3.0M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 40 | $3.2M |
| 4 | Zions Bank, A Division of(UT) | 30 | $9.0M |
| 5 | U.S. Bank, National Association(OH) | 29 | $4.3M |
Tour Operators Industry Context
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How Does SBA Lending Work for Tour Operators Businesses?
Across all SBA loan programs, 738 loans have been approved for businesses classified under NAICS 561520 (Tour Operators), representing $138.2M in total capital deployed. The average approved loan of $187K is 45% below avg the national SBA average of $340K, with typical repayment terms of 104 months.
SBA lending for tour operators is accelerating — loan volume has grown approximately 81% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The overwhelming majority of SBA lending for tour operators uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching tour operators business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Tour Operators SBA Loans
What is the average SBA loan size for tour operators businesses?
Which SBA loan program is best for a tour operators business?
How many lenders fund SBA loans for tour operators?
What states have the most SBA lending for tour operators?
How does PeerSense help tour operators businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Tour Operators defined by NAICS code 561520. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.