How Much Can Carpet and Upholstery Cleaning Services Businesses Get in SBA Loans?
3,132 SBA loans totaling $481.0M have been approved for carpet and upholstery cleaning services businesses (NAICS 561740). The average approved SBA loan is $154K, which is 55% below avg the $340K national average. 579 active lenders fund this industry with a 13.3% historical default rate.
NAICS 561740 (Carpet and Upholstery Cleaning Services) received 3,132 SBA loans worth $481.0M across 5+ states. Average loan $154K, average term 101 months, default rate 13.3%.579 active SBA-approved lenders fund this industry. Most carpet and upholstery cleaning services loans use the SBA 7(a) program.
Is SBA Lending Growing for Carpet and Upholstery Cleaning Services?+94% growth
Which SBA Program Do Carpet and Upholstery Cleaning Services Businesses Use Most?
What Is the Best SBA Loan for Carpet and Upholstery Cleaning Services?
The most widely used SBA program for carpet and upholstery cleaning services businesses — flexible terms, multiple use cases
Where Are Carpet and Upholstery Cleaning Services SBA Loans Most Common?
Top SBA Lenders for Carpet and Upholstery Cleaning Services
These banks have funded the most SBA loans for carpet and upholstery cleaning services businesses (NAICS 561740). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 242 | $47.3M |
| 2 | Bank of America, National Association(NC) | 242 | $9.6M |
| 3 | U.S. Bank, National Association(OH) | 156 | $21.3M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 144 | $8.7M |
| 5 | The Huntington National Bank(OH) | 132 | $13.0M |
Ready to Fund Your Carpet and Upholstery Cleaning Services Business?
PeerSense places SBA loans for carpet and upholstery cleaning services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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Down with SBA 7(a)
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How Does SBA Lending Work for Carpet and Upholstery Cleaning Services Businesses?
Across all SBA loan programs, 3,132 loans have been approved for businesses classified under NAICS 561740 (Carpet and Upholstery Cleaning Services), representing $481.0M in total capital deployed. The average approved loan of $154K is 55% below avg the national SBA average of $340K, with typical repayment terms of 101 months.
SBA lending for carpet and upholstery cleaning services is accelerating — loan volume has grown approximately 94% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching carpet and upholstery cleaning services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Carpet and Upholstery Cleaning Services SBA Loans
What is the average SBA loan size for carpet and upholstery cleaning services businesses?
Which SBA loan program is best for a carpet and upholstery cleaning services business?
How many lenders fund SBA loans for carpet and upholstery cleaning services?
What states have the most SBA lending for carpet and upholstery cleaning services?
How does PeerSense help carpet and upholstery cleaning services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Carpet and Upholstery Cleaning Services defined by NAICS code 561740. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.