3,132 SBA loans totaling $481.0M have been approved for carpet and upholstery cleaning services businesses (NAICS 561740). The average approved SBA loan is $154K, which is 55% below avg the $340K national average. 579 active lenders fund this industry with a 13.3% historical default rate.
The most widely used SBA program for carpet and upholstery cleaning services businesses — flexible terms, multiple use cases
PeerSense places SBA loans for carpet and upholstery cleaning services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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Across all SBA loan programs, 3,132 loans have been approved for businesses classified under NAICS 561740 (Carpet and Upholstery Cleaning Services), representing $481.0M in total capital deployed. The average approved loan of $154K is 55% below avg the national SBA average of $340K, with typical repayment terms of 101 months.
SBA lending for carpet and upholstery cleaning services is accelerating — loan volume has grown approximately 94% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching carpet and upholstery cleaning services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Landscaping Services
Janitorial Services
Other Services to Buildings and Dwellings
All Other Support Services
All Other Business Support Services
Security Systems Services (except Locksmiths)
Data aggregated from SBA loan records (1992–2025). Carpet and Upholstery Cleaning Services defined by NAICS code 561740. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.