How Much Can Janitorial Services Businesses Get in SBA Loans?
10,377 SBA loans totaling $1.8B have been approved for janitorial services businesses (NAICS 561720). The average approved SBA loan is $170K, which is 50% below avg the $340K national average. 835 active lenders fund this industry with a 21.6% default rate on the matured 2018-2021 loan cohort.
At 21.6%, Janitorial Services sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 561720 (Janitorial Services) received 10,377 SBA loans worth $1.8B across 5+ states. Average loan $170K, average term 101 months, 21.6% default rate (resolved-loan basis).835 active SBA-approved lenders fund this industry. Most janitorial services loans use the SBA 7(a) program.
Is SBA Lending Growing for Janitorial Services?+50% growth
Which SBA Program Do Janitorial Services Businesses Use Most?
What Is the Best SBA Loan for Janitorial Services?
The most widely used SBA program for janitorial services businesses: flexible terms, multiple use cases
Where Are Janitorial Services SBA Loans Most Common?
SBA Lending Activity in Janitorial Services
835 SBA lenders have funded 10,377 loans to janitorial services businesses (NAICS 561720). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Janitorial Services Industry Context
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How Does SBA Lending Work for Janitorial Services Businesses?
Across all SBA loan programs, 10,377 loans have been approved for businesses classified under NAICS 561720 (Janitorial Services), representing $1.8B in total capital deployed. The average approved loan of $170K is 50% below avg the national SBA average of $340K, with typical repayment terms of 101 months.
SBA lending for janitorial services is accelerating. Loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for janitorial services uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching janitorial services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: Janitorial Services SBA Loans
What is the average SBA loan size for janitorial services businesses?
Which SBA loan program is best for a janitorial services business?
How many lenders fund SBA loans for janitorial services?
What states have the most SBA lending for janitorial services?
How does PeerSense help janitorial services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Janitorial Services defined by NAICS code 561720. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.