10,377 SBA loans totaling $1.8B have been approved for janitorial services businesses (NAICS 561720). The average approved SBA loan is $170K, which is 50% below avg the $340K national average. 835 active lenders fund this industry with a 13.7% historical default rate.
The most widely used SBA program for janitorial services businesses — flexible terms, multiple use cases
PeerSense places SBA loans for janitorial services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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Across all SBA loan programs, 10,377 loans have been approved for businesses classified under NAICS 561720 (Janitorial Services), representing $1.8B in total capital deployed. The average approved loan of $170K is 50% below avg the national SBA average of $340K, with typical repayment terms of 101 months.
SBA lending for janitorial services is accelerating — loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for janitorial services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching janitorial services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Landscaping Services
Other Services to Buildings and Dwellings
All Other Support Services
Carpet and Upholstery Cleaning Services
All Other Business Support Services
Security Systems Services (except Locksmiths)
Data aggregated from SBA loan records (1992–2025). Janitorial Services defined by NAICS code 561720. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.