Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 561730Administrative & Support ServicesLending Growing

How Much Can Landscaping Services Businesses Get in SBA Loans?

25,494 SBA loans totaling $4.6B have been approved for landscaping services businesses (NAICS 561730). The average approved SBA loan is $180K, which is 47% below avg the $340K national average. 1527 active lenders fund this industry with a 8.9% historical default rate.

25,494
Total SBA Loans
$4.6B
Total Volume
$180K
Avg Loan Size
47% below avg
1,527
Active Lenders
105 mo
Avg Term
19% below avg
212,757
Jobs Supported

Is SBA Lending Growing for Landscaping Services?+20% growth

1,034
1,048
983
842
807
975
877
1,048
1,301
1,256
16
17
18
19
20
21
22
23
24
25
$169.3M
$187.1M
$193.8M
$231.4M
$226.6M
$361.6M
$282.4M
$338.9M
$392.5M
$399.0M

Which SBA Program Do Landscaping Services Businesses Use Most?

SBA 7(a)23,980 (94%)
SBA 5041,514 (6%)

What Is the Best SBA Loan for Landscaping Services?

SBA 7(a)

The most widely used SBA program for landscaping services businesses — flexible terms, multiple use cases

Industry avg loan: $180K
Typical term: 105 months
Historical avg rate: 7.60%
1527+ lenders active in this industry
Historical default rate: 8.9%

Where Are Landscaping Services SBA Loans Most Common?

#1
OH
1,869 loans
$224.8M
#2
FL
1,633 loans
$452.4M
#3
MA
1,485 loans
$177.4M
#4
CA
1,429 loans
$423.8M
#5
NY
1,406 loans
$145.5M

Ready to Fund Your Landscaping Services Business?

PeerSense places SBA loans for landscaping services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Landscaping Services Businesses?

Across all SBA loan programs, 25,494 loans have been approved for businesses classified under NAICS 561730 (Landscaping Services), representing $4.6B in total capital deployed. The average approved loan of $180K is 47% below avg the national SBA average of $340K, with typical repayment terms of 105 months.

SBA lending for landscaping services is accelerating — loan volume has grown approximately 20% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching landscaping services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Landscaping Services SBA Loans

What is the average SBA loan size for landscaping services businesses?
Based on 25,494 approved SBA loans, the average loan size for landscaping services (NAICS 561730) is $180K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a landscaping services business?
SBA 7(a) is the most commonly used SBA program for landscaping services businesses. The most widely used SBA program for landscaping services businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for landscaping services?
1527 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the landscaping services sector.
What states have the most SBA lending for landscaping services?
OH leads with 1,869 SBA loans and $224.8M in total volume for landscaping services businesses. FL, MA, CA also show strong lending activity in this sector.
How does PeerSense help landscaping services businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the landscaping services industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Landscaping Services defined by NAICS code 561730. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.