How Much Can Tire Manufacturing (except Retreading) Businesses Get in SBA Loans?
40 SBA loans totaling $11.6M have been approved for tire manufacturing (except retreading) businesses (NAICS 326211). The average approved SBA loan is $291K, which is 15% below avg the $340K national average. 29 active lenders fund this industry.
NAICS 326211 (Tire Manufacturing (except Retreading)) received 40 SBA loans worth $11.6M across 5+ states. Average loan $291K, average term 120 months.29 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 131 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Tire Manufacturing (except Retreading)?-50% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Tire Manufacturing (except Retreading) Businesses Use Most?
What Is the Best SBA Loan for Tire Manufacturing (except Retreading)?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Tire Manufacturing (except Retreading) SBA Loans Most Common?
Top SBA Lenders for Tire Manufacturing (except Retreading)
These banks have funded the most SBA loans for tire manufacturing (except retreading) businesses (NAICS 326211). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 6 | $1.4M |
| 2 | PNC Bank, National Association(DE) | 2 | $95K |
| 3 | UMB Bank, National Association(MO) | 2 | $1.4M |
| 4 | Fifth Third Bank(OH) | 2 | $168K |
| 5 | First Bank(MO) | 2 | $1.4M |
Tire Manufacturing (except Retreading) Industry Context
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How Does SBA Lending Work for Tire Manufacturing (except Retreading) Businesses?
Across all SBA loan programs, 40 loans have been approved for businesses classified under NAICS 326211 (Tire Manufacturing (except Retreading)), representing $11.6M in total capital deployed. The average approved loan of $291K is 15% below avg the national SBA average of $340K, with typical repayment terms of 120 months.
SBA lending for tire manufacturing (except retreading) has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 29 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Tire Manufacturing (except Retreading) SBA Loans
What is the average SBA loan size for tire manufacturing (except retreading) businesses?
Which SBA loan program is best for a tire manufacturing (except retreading) business?
How many lenders fund SBA loans for tire manufacturing (except retreading)?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help tire manufacturing (except retreading) businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Tire Manufacturing (except Retreading) defined by NAICS code 326211. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.