What is the SBA loan default rate for Tire Manufacturing (except Retreading)?

29 lenders actively fund Tire Manufacturing (except Retreading). A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Tire Manufacturing (except Retreading)?

The SBA 7(a) program is the most commonly used for Tire Manufacturing (except Retreading) businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 326211ManufacturingFY2027 Fee Waivers

How Much Can Tire Manufacturing (except Retreading) Businesses Get in SBA Loans?

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Address: Westfield, Westfield, IN, 46074, US
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40 SBA loans totaling $11.6M have been approved for tire manufacturing (except retreading) businesses (NAICS 326211). The average approved SBA loan is $291K, which is 15% below avg the $340K national average. 29 active lenders fund this industry.

Quick Answer

NAICS 326211 (Tire Manufacturing (except Retreading)) received 40 SBA loans worth $11.6M across 5+ states. Average loan $291K, average term 120 months.29 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 131 U.S. establishments in this industry (Census 2022).

Total SBA Loans

$11.6M

Total Volume

$291K

Avg Loan Size

15% below avg

Active Lenders

120 mo

Avg Term

8% below avg

295

Jobs Supported

Is SBA Lending Growing for Tire Manufacturing (except Retreading)?-50% decline

$55K

$75K

$150K

$1.4M

$255K

$350K

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Tire Manufacturing (except Retreading) Businesses Use Most?

SBA 7(a)36 (90%)

SBA 5044 (10%)

What Is the Best SBA Loan for Tire Manufacturing (except Retreading)?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $291K

Typical term: 120 months

Historical avg rate: 7.77%

29+ lenders active in this industry

Where Are Tire Manufacturing (except Retreading) SBA Loans Most Common?

6 loans

$2.0M

5 loans

$415K

4 loans

$1.6M

4 loans

$774K

3 loans

$518K

SBA Lending Activity in Tire Manufacturing (except Retreading)

29 SBA lenders have funded 40 loans to tire manufacturing (except retreading) businesses (NAICS 326211). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

Active lenders

Total volume

$11.6M

Avg loan size

$291K

Browse all SBA lenders

Tire Manufacturing (except Retreading) Industry Context

U.S. Establishments

131

U.S. Census Bureau · 2022

SBA Penetration

30.53%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for tire manufacturing (except retreading) businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Tire Manufacturing (except Retreading) business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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How Does SBA Lending Work for Tire Manufacturing (except Retreading) Businesses?

Across all SBA loan programs, 40 loans have been approved for businesses classified under NAICS 326211 (Tire Manufacturing (except Retreading)), representing $11.6M in total capital deployed. The average approved loan of $291K is 15% below avg the national SBA average of $340K, with typical repayment terms of 120 months.

SBA lending for tire manufacturing (except retreading) has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 29 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

SBA Loan Guide SBA Calculator SBA Lender Directory Industry Data Hub Current SBA Rates Contact Us MARC Program

Frequently Asked Questions: Tire Manufacturing (except Retreading) SBA Loans

What is the average SBA loan size for tire manufacturing (except retreading) businesses?

Based on 40 approved SBA loans, the average loan size for tire manufacturing (except retreading) (NAICS 326211) is $291K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a tire manufacturing (except retreading) business?

SBA 7(a) is the most commonly used SBA program for tire manufacturing (except retreading) businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for tire manufacturing (except retreading)?

29 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a tire manufacturing (except retreading) file.

Are there SBA fee waivers for manufacturing businesses in 2026?

Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.

How does PeerSense help tire manufacturing (except retreading) businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a tire manufacturing (except retreading) file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

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Data aggregated from SBA loan records (1992 to 2025). Tire Manufacturing (except Retreading) defined by NAICS code 326211. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.