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NAICS 326199ManufacturingFY2027 Fee WaiversLending Growing

How Much Can All Other Plastics Product Manufacturing Businesses Get in SBA Loans?

2,791 SBA loans totaling $1.9B have been approved for all other plastics product manufacturing businesses (NAICS 326199). The average approved SBA loan is $667K, which is 96% above avg the $340K national average. 520 active lenders fund this industry with a 11.0% default rate on the matured 2018-2021 loan cohort.

Moderate default risk11.0% vs 15.4% all industry avg

At 11.0%, All Other Plastics Product Manufacturing sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 326199 (All Other Plastics Product Manufacturing) received 2,791 SBA loans worth $1.9B across 5+ states. Average loan $667K, average term 140 months, 11.0% default rate (resolved loan basis).520 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.

2,791
Total SBA Loans
$1.9B
Total Volume
$667K
Avg Loan Size
96% above avg
520
Active Lenders
140 mo
Avg Term
8% above avg
57,704
Jobs Supported

Is SBA Lending Growing for All Other Plastics Product Manufacturing?+22% growth

100
101
97
62
83
109
70
65
64
79
16
17
18
19
20
21
22
23
24
25
$70.5M
$74.4M
$69.3M
$62.6M
$86.4M
$131.4M
$90.7M
$83.2M
$74.0M
$123.5M

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do All Other Plastics Product Manufacturing Businesses Use Most?

SBA 7(a)2,166 (78%)
SBA 504625 (22%)

What Is the Best SBA Loan for All Other Plastics Product Manufacturing?

SBA 504

Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027

Industry avg loan: $667K
Typical term: 140 months
Historical avg rate: 6.41%
520+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 11.0%

Where Are All Other Plastics Product Manufacturing SBA Loans Most Common?

#1
CA
385 loans
$321.2M
#2
OH
204 loans
$121.7M
#3
MI
196 loans
$119.2M
#4
FL
153 loans
$75.4M
#5
WI
145 loans
$96.3M

SBA Lending Activity in All Other Plastics Product Manufacturing

520 SBA lenders have funded 2,791 loans to all other plastics product manufacturing businesses (NAICS 326199). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
2,791
Active lenders
520
Total volume
$1.9B
Avg loan size
$667K

Talk to PeerSense

PeerSense sources capital for all other plastics product manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a All Other Plastics Product Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for All Other Plastics Product Manufacturing Businesses?

Across all SBA loan programs, 2,791 loans have been approved for businesses classified under NAICS 326199 (All Other Plastics Product Manufacturing), representing $1.9B in total capital deployed. The average approved loan of $667K is 96% above avg the national SBA average of $340K, with typical repayment terms of 140 months.

SBA lending for all other plastics product manufacturing is accelerating. Loan volume has grown approximately 22% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.

Notably, 22% of SBA loans in this industry use the 504 program (well above the national average), indicating that all other plastics product manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: All Other Plastics Product Manufacturing SBA Loans

What is the average SBA loan size for all other plastics product manufacturing businesses?
Based on 2,791 approved SBA loans, the average loan size for all other plastics product manufacturing (NAICS 326199) is $667K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other plastics product manufacturing business?
SBA 504 is the most commonly used SBA program for all other plastics product manufacturing businesses. Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other plastics product manufacturing?
520 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a all other plastics product manufacturing file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help all other plastics product manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a all other plastics product manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). All Other Plastics Product Manufacturing defined by NAICS code 326199. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.