How Much Can Cut Stone and Stone Product Manufacturing Businesses Get in SBA Loans?
1,726 SBA loans totaling $759.1M have been approved for cut stone and stone product manufacturing businesses (NAICS 327991). The average approved SBA loan is $440K, which is 29% above avg the $340K national average. 434 active lenders fund this industry with a 12.0% historical default rate.
NAICS 327991 (Cut Stone and Stone Product Manufacturing) received 1,726 SBA loans worth $759.1M across 5+ states. Average loan $440K, average term 148 months, default rate 12.0%.434 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
Is SBA Lending Growing for Cut Stone and Stone Product Manufacturing?+49% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Cut Stone and Stone Product Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Cut Stone and Stone Product Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Cut Stone and Stone Product Manufacturing SBA Loans Most Common?
Top SBA Lenders for Cut Stone and Stone Product Manufacturing
These banks have funded the most SBA loans for cut stone and stone product manufacturing businesses (NAICS 327991). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 67 | $22.5M |
| 2 | Bank of America, National Association(NC) | 66 | $6.5M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 64 | $17.1M |
| 4 | Zions Bank, A Division of(UT) | 54 | $10.5M |
| 5 | PNC Bank, National Association(DE) | 47 | $12.7M |
Ready to Fund Your Cut Stone and Stone Product Manufacturing Business?
PeerSense places SBA loans for cut stone and stone product manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Cut Stone and Stone Product Manufacturing Businesses?
Across all SBA loan programs, 1,726 loans have been approved for businesses classified under NAICS 327991 (Cut Stone and Stone Product Manufacturing), representing $759.1M in total capital deployed. The average approved loan of $440K is 29% above avg the national SBA average of $340K, with typical repayment terms of 148 months.
SBA lending for cut stone and stone product manufacturing is accelerating — loan volume has grown approximately 49% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that cut stone and stone product manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Cut Stone and Stone Product Manufacturing SBA Loans
What is the average SBA loan size for cut stone and stone product manufacturing businesses?
Which SBA loan program is best for a cut stone and stone product manufacturing business?
How many lenders fund SBA loans for cut stone and stone product manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help cut stone and stone product manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Cut Stone and Stone Product Manufacturing defined by NAICS code 327991. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.