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NAICS 323110ManufacturingFY2027 Fee Waivers

How Much Can Commercial Lithographic Printing Businesses Get in SBA Loans?

2,936 SBA loans totaling $1.2B have been approved for commercial lithographic printing businesses (NAICS 323110). The average approved SBA loan is $416K, which is 22% above avg the $340K national average. 551 active lenders fund this industry with a 20.9% default rate on the matured 2018-2021 loan cohort.

Elevated default risk20.9% vs 15.4% all industry avg

At 20.9%, Commercial Lithographic Printing sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 323110 (Commercial Lithographic Printing) received 2,936 SBA loans worth $1.2B across 5+ states. Average loan $416K, average term 127 months, 20.9% default rate (resolved loan basis).551 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.

2,936
Total SBA Loans
$1.2B
Total Volume
$416K
Avg Loan Size
22% above avg
551
Active Lenders
127 mo
Avg Term
near national avg
41,910
Jobs Supported

Is SBA Lending Growing for Commercial Lithographic Printing?

1
1
1
1
18
19
22
24
$1.2M
$1.5M
$1.3M
$202K

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Commercial Lithographic Printing Businesses Use Most?

SBA 7(a)2,371 (81%)
SBA 504565 (19%)

What Is the Best SBA Loan for Commercial Lithographic Printing?

SBA 504

Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027

Industry avg loan: $416K
Typical term: 127 months
Historical avg rate: 6.03%
551+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 20.9%

Where Are Commercial Lithographic Printing SBA Loans Most Common?

#1
CA
502 loans
$254.1M
#2
TX
188 loans
$74.1M
#3
FL
174 loans
$68.8M
#4
NY
165 loans
$65.1M
#5
MN
146 loans
$59.9M

SBA Lending Activity in Commercial Lithographic Printing

551 SBA lenders have funded 2,936 loans to commercial lithographic printing businesses (NAICS 323110). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
2,936
Active lenders
551
Total volume
$1.2B
Avg loan size
$416K

Talk to PeerSense

PeerSense sources capital for commercial lithographic printing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Commercial Lithographic Printing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Commercial Lithographic Printing Businesses?

Across all SBA loan programs, 2,936 loans have been approved for businesses classified under NAICS 323110 (Commercial Lithographic Printing), representing $1.2B in total capital deployed. The average approved loan of $416K is 22% above avg the national SBA average of $340K, with typical repayment terms of 127 months.

SBA lending for commercial lithographic printing has remained relatively stable across recent fiscal years. 551 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Commercial Lithographic Printing SBA Loans

What is the average SBA loan size for commercial lithographic printing businesses?
Based on 2,936 approved SBA loans, the average loan size for commercial lithographic printing (NAICS 323110) is $416K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a commercial lithographic printing business?
SBA 504 is the most commonly used SBA program for commercial lithographic printing businesses. Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for commercial lithographic printing?
551 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a commercial lithographic printing file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help commercial lithographic printing businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a commercial lithographic printing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Commercial Lithographic Printing defined by NAICS code 323110. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.