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NAICS 421130Wholesale Trade

How Much Can Tire and Tube Wholesalers Businesses Get in SBA Loans?

79 SBA loans totaling $28.4M have been approved for tire and tube wholesalers businesses (NAICS 421130). The average approved SBA loan is $360K, which is 6% above avg the $340K national average. 56 active lenders fund this industry.

Quick Answer

NAICS 421130 (Tire and Tube Wholesalers) received 79 SBA loans worth $28.4M across 5+ states. Average loan $360K, average term 172 months.56 active SBA-approved lenders fund this industry. Most tire and tube wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).

79
Total SBA Loans
$28.4M
Total Volume
$360K
Avg Loan Size
6% above avg
56
Active Lenders
172 mo
Avg Term
32% above avg
735
Jobs Supported

Which SBA Program Do Tire and Tube Wholesalers Businesses Use Most?

SBA 7(a)55 (70%)
SBA 50424 (30%)

What Is the Best SBA Loan for Tire and Tube Wholesalers?

SBA 7(a)

The most widely used SBA program for tire and tube wholesalers businesses — flexible terms, multiple use cases

Industry avg loan: $360K
Typical term: 172 months
56+ lenders active in this industry

Where Are Tire and Tube Wholesalers SBA Loans Most Common?

#1
CA
21 loans
$6.2M
#2
FL
6 loans
$1.9M
#3
TX
4 loans
$2.2M
#4
NY
4 loans
$1.7M
#5
AZ
3 loans
$2.7M

Top SBA Lenders for Tire and Tube Wholesalers

These banks have funded the most SBA loans for tire and tube wholesalers businesses (NAICS 421130). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)6$212K
2Wells Fargo Bank National Association(SD)4$3.1M
3Zions Bank, A Division of(UT)4$1.4M
4California Statewide Certified(CA)3$1.1M
5Manufacturers and Traders Trust Company(NY)3$531K

Tire and Tube Wholesalers Industry Context

U.S. Establishments
388,706
U.S. Census Bureau · 2022
SBA Penetration
0.02%
SBA loans per establishment

Ready to Fund Your Tire and Tube Wholesalers Business?

PeerSense places SBA loans for tire and tube wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Tire and Tube Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Tire and Tube Wholesalers Businesses?

Across all SBA loan programs, 79 loans have been approved for businesses classified under NAICS 421130 (Tire and Tube Wholesalers), representing $28.4M in total capital deployed. The average approved loan of $360K is 6% above avg the national SBA average of $340K, with typical repayment terms of 172 months.

SBA lending for tire and tube wholesalers has remained relatively stable across recent fiscal years. 56 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 30% of SBA loans in this industry use the 504 program — well above the national average — indicating that tire and tube wholesalers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching tire and tube wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Tire and Tube Wholesalers SBA Loans

What is the average SBA loan size for tire and tube wholesalers businesses?
Based on 79 approved SBA loans, the average loan size for tire and tube wholesalers (NAICS 421130) is $360K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a tire and tube wholesalers business?
SBA 7(a) is the most commonly used SBA program for tire and tube wholesalers businesses. The most widely used SBA program for tire and tube wholesalers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for tire and tube wholesalers?
56 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the tire and tube wholesalers sector.
What states have the most SBA lending for tire and tube wholesalers?
CA leads with 21 SBA loans and $6.2M in total volume for tire and tube wholesalers businesses. FL, TX, NY also show strong lending activity in this sector.
How does PeerSense help tire and tube wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the tire and tube wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Tire and Tube Wholesalers defined by NAICS code 421130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.