Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 325212ManufacturingFY2026 Fee Waivers

How Much Can Synthetic Rubber Manufacturing Businesses Get in SBA Loans?

46 SBA loans totaling $20.1M have been approved for synthetic rubber manufacturing businesses (NAICS 325212). The average approved SBA loan is $438K, which is 29% above avg the $340K national average. 28 active lenders fund this industry.

Quick Answer

NAICS 325212 (Synthetic Rubber Manufacturing) received 46 SBA loans worth $20.1M across 5+ states. Average loan $438K, average term 111 months.28 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 143 U.S. establishments in this industry (Census 2022).

46
Total SBA Loans
$20.1M
Total Volume
$438K
Avg Loan Size
29% above avg
28
Active Lenders
111 mo
Avg Term
15% below avg
378
Jobs Supported

Is SBA Lending Growing for Synthetic Rubber Manufacturing?-67% decline

2
1
2
2
1
3
1
1
16
17
18
19
20
22
23
24
$4.3M
$50K
$150K
$2.8M
$275K
$1.8M
$175K
$90K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Synthetic Rubber Manufacturing Businesses Use Most?

SBA 7(a)42 (91%)
SBA 5044 (9%)

What Is the Best SBA Loan for Synthetic Rubber Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $438K
Typical term: 111 months
Historical avg rate: 6.40%
28+ lenders active in this industry

Where Are Synthetic Rubber Manufacturing SBA Loans Most Common?

#1
OH
10 loans
$6.4M
#2
MA
4 loans
$3.0M
#3
FL
3 loans
$492K
#4
MN
2 loans
$1.1M
#5
OK
2 loans
$211K

Top SBA Lenders for Synthetic Rubber Manufacturing

These banks have funded the most SBA loans for synthetic rubber manufacturing businesses (NAICS 325212). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)5$3.9M
2The Huntington National Bank(OH)5$275K
3Eastern Bank(MA)4$3.0M
4JPMorgan Chase Bank, National Association(OH)3$500K
5Capital One, National Association(VA)3$335K

Synthetic Rubber Manufacturing Industry Context

U.S. Establishments
143
U.S. Census Bureau · 2022
SBA Penetration
32.17%
SBA loans per establishment

Ready to Fund Your Synthetic Rubber Manufacturing Business?

PeerSense places SBA loans for synthetic rubber manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Synthetic Rubber Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Synthetic Rubber Manufacturing Businesses?

Across all SBA loan programs, 46 loans have been approved for businesses classified under NAICS 325212 (Synthetic Rubber Manufacturing), representing $20.1M in total capital deployed. The average approved loan of $438K is 29% above avg the national SBA average of $340K, with typical repayment terms of 111 months.

SBA lending for synthetic rubber manufacturing has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 28 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Synthetic Rubber Manufacturing SBA Loans

What is the average SBA loan size for synthetic rubber manufacturing businesses?
Based on 46 approved SBA loans, the average loan size for synthetic rubber manufacturing (NAICS 325212) is $438K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a synthetic rubber manufacturing business?
SBA 7(a) is the most commonly used SBA program for synthetic rubber manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for synthetic rubber manufacturing?
28 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the synthetic rubber manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help synthetic rubber manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the synthetic rubber manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Synthetic Rubber Manufacturing defined by NAICS code 325212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.