How Much Can Stationery and Office Supplies Merchant Wholesalers Businesses Get in SBA Loans?
677 SBA loans totaling $175.5M have been approved for stationery and office supplies merchant wholesalers businesses (NAICS 424120). The average approved SBA loan is $259K, which is 24% below avg the $340K national average. 183 active lenders fund this industry with a 25.9% default rate on the matured 2018-2021 loan cohort.
At 25.9%, Stationery and Office Supplies Merchant Wholesalers sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 424120 (Stationery and Office Supplies Merchant Wholesalers) received 677 SBA loans worth $175.5M across 5+ states. Average loan $259K, average term 92 months, 25.9% default rate (resolved loan basis).183 active SBA approved lenders fund this industry. Most stationery and office supplies merchant wholesalers loans use the SBA 7(a) program. There are approximately 3,319 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Stationery and Office Supplies Merchant Wholesalers?-31% decline
Which SBA Program Do Stationery and Office Supplies Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Stationery and Office Supplies Merchant Wholesalers?
The most widely used SBA program for stationery and office supplies merchant wholesalers businesses: flexible terms, multiple use cases
Where Are Stationery and Office Supplies Merchant Wholesalers SBA Loans Most Common?
SBA Lending Activity in Stationery and Office Supplies Merchant Wholesalers
183 SBA lenders have funded 677 loans to stationery and office supplies merchant wholesalers businesses (NAICS 424120). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Stationery and Office Supplies Merchant Wholesalers Industry Context
Talk to PeerSense
PeerSense sources capital for stationery and office supplies merchant wholesalers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Stationery and Office Supplies Merchant Wholesalers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Stationery and Office Supplies Merchant Wholesalers Businesses?
Across all SBA loan programs, 677 loans have been approved for businesses classified under NAICS 424120 (Stationery and Office Supplies Merchant Wholesalers), representing $175.5M in total capital deployed. The average approved loan of $259K is 24% below avg the national SBA average of $340K, with typical repayment terms of 92 months.
SBA lending for stationery and office supplies merchant wholesalers has contracted approximately 31% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 183 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a stationery and office supplies merchant wholesalers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Stationery and Office Supplies Merchant Wholesalers SBA Loans
What is the average SBA loan size for stationery and office supplies merchant wholesalers businesses?
Which SBA loan program is best for a stationery and office supplies merchant wholesalers business?
How many lenders fund SBA loans for stationery and office supplies merchant wholesalers?
What states have the most SBA lending for stationery and office supplies merchant wholesalers?
How does PeerSense help stationery and office supplies merchant wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Stationery and Office Supplies Merchant Wholesalers defined by NAICS code 424120. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.