How Much Can Solid Waste Collection Businesses Get in SBA Loans?
2,542 SBA loans totaling $924.1M have been approved for solid waste collection businesses (NAICS 562111). The average approved SBA loan is $364K, which is 7% above avg the $340K national average. 629 active lenders fund this industry with a 7.2% default rate on the matured 2018-2021 loan cohort.
At 7.2%, Solid Waste Collection sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 562111 (Solid Waste Collection) received 2,542 SBA loans worth $924.1M across 5+ states. Average loan $364K, average term 116 months, 7.2% default rate (resolved-loan basis).629 active SBA-approved lenders fund this industry. Most solid waste collection loans use the SBA 7(a) program. There are approximately 10,761 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Solid Waste Collection?+44% growth
Which SBA Program Do Solid Waste Collection Businesses Use Most?
What Is the Best SBA Loan for Solid Waste Collection?
The most widely used SBA program for solid waste collection businesses — flexible terms, multiple use cases
Where Are Solid Waste Collection SBA Loans Most Common?
Top SBA Lenders for Solid Waste Collection
These banks have funded the most SBA loans for solid waste collection businesses (NAICS 562111). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 171 | $43.3M |
| 2 | TD Bank, National Association(DE) | 83 | $7.0M |
| 3 | U.S. Bank, National Association(OH) | 71 | $11.8M |
| 4 | Citizens Bank, National Association(RI) | 56 | $4.2M |
| 5 | Wells Fargo Bank National Association(SD) | 54 | $13.0M |
Solid Waste Collection Industry Context
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How Does SBA Lending Work for Solid Waste Collection Businesses?
Across all SBA loan programs, 2,542 loans have been approved for businesses classified under NAICS 562111 (Solid Waste Collection), representing $924.1M in total capital deployed. The average approved loan of $364K is 7% above avg the national SBA average of $340K, with typical repayment terms of 116 months.
SBA lending for solid waste collection is accelerating — loan volume has grown approximately 44% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching solid waste collection business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Solid Waste Collection SBA Loans
What is the average SBA loan size for solid waste collection businesses?
Which SBA loan program is best for a solid waste collection business?
How many lenders fund SBA loans for solid waste collection?
What states have the most SBA lending for solid waste collection?
How does PeerSense help solid waste collection businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Solid Waste Collection defined by NAICS code 562111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.