What is the SBA loan default rate for Softwood Veneer and Plywood Manufacturing?

15 lenders actively fund Softwood Veneer and Plywood Manufacturing. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Softwood Veneer and Plywood Manufacturing?

The SBA 7(a) program is the most commonly used for Softwood Veneer and Plywood Manufacturing businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 321212ManufacturingFY2027 Fee Waivers

How Much Can Softwood Veneer and Plywood Manufacturing Businesses Get in SBA Loans?

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Address: Westfield, Westfield, IN, 46074, US
Telephone: +13174526990
Price range: Referral fee at closing

21 SBA loans totaling $15.6M have been approved for softwood veneer and plywood manufacturing businesses (NAICS 321212). The average approved SBA loan is $744K, which is 119% above avg the $340K national average. 15 active lenders fund this industry.

Quick Answer

NAICS 321212 (Softwood Veneer and Plywood Manufacturing) received 21 SBA loans worth $15.6M across 5+ states. Average loan $744K, average term 120 months.15 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 75 U.S. establishments in this industry (Census 2022).

Total SBA Loans

$15.6M

Total Volume

$744K

Avg Loan Size

119% above avg

Active Lenders

120 mo

Avg Term

8% below avg

413

Jobs Supported

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Softwood Veneer and Plywood Manufacturing Businesses Use Most?

SBA 7(a)21 (100%)

What Is the Best SBA Loan for Softwood Veneer and Plywood Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $744K

Typical term: 120 months

Historical avg rate: 6.34%

15+ lenders active in this industry

Where Are Softwood Veneer and Plywood Manufacturing SBA Loans Most Common?

3 loans

$4.2M

2 loans

$140K

2 loans

$1.4M

2 loans

$1.7M

2 loans

$1.0M

SBA Lending Activity in Softwood Veneer and Plywood Manufacturing

15 SBA lenders have funded 21 loans to softwood veneer and plywood manufacturing businesses (NAICS 321212). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

Active lenders

Total volume

$15.6M

Avg loan size

$744K

Browse all SBA lenders

Softwood Veneer and Plywood Manufacturing Industry Context

U.S. Establishments

U.S. Census Bureau · 2022

U.S. Employment

12,573,000

BLS · 2026

SBA Penetration

28.00%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for softwood veneer and plywood manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Softwood Veneer and Plywood Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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How Does SBA Lending Work for Softwood Veneer and Plywood Manufacturing Businesses?

Across all SBA loan programs, 21 loans have been approved for businesses classified under NAICS 321212 (Softwood Veneer and Plywood Manufacturing), representing $15.6M in total capital deployed. The average approved loan of $744K is 119% above avg the national SBA average of $340K, with typical repayment terms of 120 months.

SBA lending for softwood veneer and plywood manufacturing has remained relatively stable across recent fiscal years. 15 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for softwood veneer and plywood manufacturing uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

SBA Loan Guide SBA Calculator SBA Lender Directory Industry Data Hub Current SBA Rates Contact Us MARC Program

Frequently Asked Questions: Softwood Veneer and Plywood Manufacturing SBA Loans

What is the average SBA loan size for softwood veneer and plywood manufacturing businesses?

Based on 21 approved SBA loans, the average loan size for softwood veneer and plywood manufacturing (NAICS 321212) is $744K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a softwood veneer and plywood manufacturing business?

SBA 7(a) is the most commonly used SBA program for softwood veneer and plywood manufacturing businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for softwood veneer and plywood manufacturing?

15 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a softwood veneer and plywood manufacturing file.

Are there SBA fee waivers for manufacturing businesses in 2026?

Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.

How does PeerSense help softwood veneer and plywood manufacturing businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a softwood veneer and plywood manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

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Data aggregated from SBA loan records (1992 to 2025). Softwood Veneer and Plywood Manufacturing defined by NAICS code 321212. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.