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NAICS 321212ManufacturingFY2026 Fee Waivers

How Much Can Softwood Veneer and Plywood Manufacturing Businesses Get in SBA Loans?

21 SBA loans totaling $15.6M have been approved for softwood veneer and plywood manufacturing businesses (NAICS 321212). The average approved SBA loan is $744K, which is 119% above avg the $340K national average. 15 active lenders fund this industry.

Quick Answer

NAICS 321212 (Softwood Veneer and Plywood Manufacturing) received 21 SBA loans worth $15.6M across 5+ states. Average loan $744K, average term 120 months.15 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 75 U.S. establishments in this industry (Census 2022).

21
Total SBA Loans
$15.6M
Total Volume
$744K
Avg Loan Size
119% above avg
15
Active Lenders
120 mo
Avg Term
8% below avg
413
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Softwood Veneer and Plywood Manufacturing Businesses Use Most?

SBA 7(a)21 (100%)

What Is the Best SBA Loan for Softwood Veneer and Plywood Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $744K
Typical term: 120 months
Historical avg rate: 6.34%
15+ lenders active in this industry

Where Are Softwood Veneer and Plywood Manufacturing SBA Loans Most Common?

#1
IN
3 loans
$4.2M
#2
NY
2 loans
$140K
#3
WI
2 loans
$1.4M
#4
NC
2 loans
$1.7M
#5
ID
2 loans
$1.0M

Top SBA Lenders for Softwood Veneer and Plywood Manufacturing

These banks have funded the most SBA loans for softwood veneer and plywood manufacturing businesses (NAICS 321212). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)2$905K
2JPMorgan Chase Bank, National Association(OH)2$1.4M
3KeyBank National Association(OH)2$440K
4Associated Bank, National Association(WI)2$1.4M
5Regions Bank(AL)2$4.1M

Softwood Veneer and Plywood Manufacturing Industry Context

U.S. Establishments
75
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
28.00%
SBA loans per establishment

Ready to Fund Your Softwood Veneer and Plywood Manufacturing Business?

PeerSense places SBA loans for softwood veneer and plywood manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Softwood Veneer and Plywood Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Softwood Veneer and Plywood Manufacturing Businesses?

Across all SBA loan programs, 21 loans have been approved for businesses classified under NAICS 321212 (Softwood Veneer and Plywood Manufacturing), representing $15.6M in total capital deployed. The average approved loan of $744K is 119% above avg the national SBA average of $340K, with typical repayment terms of 120 months.

SBA lending for softwood veneer and plywood manufacturing has remained relatively stable across recent fiscal years. 15 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for softwood veneer and plywood manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Softwood Veneer and Plywood Manufacturing SBA Loans

What is the average SBA loan size for softwood veneer and plywood manufacturing businesses?
Based on 21 approved SBA loans, the average loan size for softwood veneer and plywood manufacturing (NAICS 321212) is $744K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a softwood veneer and plywood manufacturing business?
SBA 7(a) is the most commonly used SBA program for softwood veneer and plywood manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for softwood veneer and plywood manufacturing?
15 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the softwood veneer and plywood manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help softwood veneer and plywood manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the softwood veneer and plywood manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Softwood Veneer and Plywood Manufacturing defined by NAICS code 321212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.