How Much Can Softwood Veneer and Plywood Manufacturing Businesses Get in SBA Loans?
21 SBA loans totaling $15.6M have been approved for softwood veneer and plywood manufacturing businesses (NAICS 321212). The average approved SBA loan is $744K, which is 119% above avg the $340K national average. 15 active lenders fund this industry.
NAICS 321212 (Softwood Veneer and Plywood Manufacturing) received 21 SBA loans worth $15.6M across 5+ states. Average loan $744K, average term 120 months.15 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 75 U.S. establishments in this industry (Census 2022).
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Softwood Veneer and Plywood Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Softwood Veneer and Plywood Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Softwood Veneer and Plywood Manufacturing SBA Loans Most Common?
Top SBA Lenders for Softwood Veneer and Plywood Manufacturing
These banks have funded the most SBA loans for softwood veneer and plywood manufacturing businesses (NAICS 321212). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 2 | $905K |
| 2 | JPMorgan Chase Bank, National Association(OH) | 2 | $1.4M |
| 3 | KeyBank National Association(OH) | 2 | $440K |
| 4 | Associated Bank, National Association(WI) | 2 | $1.4M |
| 5 | Regions Bank(AL) | 2 | $4.1M |
Softwood Veneer and Plywood Manufacturing Industry Context
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How Does SBA Lending Work for Softwood Veneer and Plywood Manufacturing Businesses?
Across all SBA loan programs, 21 loans have been approved for businesses classified under NAICS 321212 (Softwood Veneer and Plywood Manufacturing), representing $15.6M in total capital deployed. The average approved loan of $744K is 119% above avg the national SBA average of $340K, with typical repayment terms of 120 months.
SBA lending for softwood veneer and plywood manufacturing has remained relatively stable across recent fiscal years. 15 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for softwood veneer and plywood manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Softwood Veneer and Plywood Manufacturing SBA Loans
What is the average SBA loan size for softwood veneer and plywood manufacturing businesses?
Which SBA loan program is best for a softwood veneer and plywood manufacturing business?
How many lenders fund SBA loans for softwood veneer and plywood manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help softwood veneer and plywood manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Softwood Veneer and Plywood Manufacturing defined by NAICS code 321212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.