How Much Can Septic Tank and Related Services Businesses Get in SBA Loans?
1,103 SBA loans totaling $313.4M have been approved for septic tank and related services businesses (NAICS 562991). The average approved SBA loan is $284K, which is 17% below avg the $340K national average. 356 active lenders fund this industry with a 5.2% default rate on the matured 2018-2021 loan cohort.
At 5.2%, Septic Tank and Related Services sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 562991 (Septic Tank and Related Services) received 1,103 SBA loans worth $313.4M across 5+ states. Average loan $284K, average term 108 months, 5.2% default rate (resolved-loan basis).356 active SBA-approved lenders fund this industry. Most septic tank and related services loans use the SBA 7(a) program. There are approximately 3,997 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Septic Tank and Related Services?
Which SBA Program Do Septic Tank and Related Services Businesses Use Most?
What Is the Best SBA Loan for Septic Tank and Related Services?
The most widely used SBA program for septic tank and related services businesses — flexible terms, multiple use cases
Where Are Septic Tank and Related Services SBA Loans Most Common?
Top SBA Lenders for Septic Tank and Related Services
These banks have funded the most SBA loans for septic tank and related services businesses (NAICS 562991). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 50 | $9.9M |
| 2 | The Huntington National Bank(OH) | 49 | $19.5M |
| 3 | Wells Fargo Bank National Association(SD) | 47 | $9.4M |
| 4 | Citizens Bank, National Association(RI) | 40 | $2.9M |
| 5 | Bank of America, National Association(NC) | 25 | $885K |
Septic Tank and Related Services Industry Context
Ready to Fund Your Septic Tank and Related Services Business?
PeerSense places SBA loans for septic tank and related services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Septic Tank and Related Services business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Septic Tank and Related Services Businesses?
Across all SBA loan programs, 1,103 loans have been approved for businesses classified under NAICS 562991 (Septic Tank and Related Services), representing $313.4M in total capital deployed. The average approved loan of $284K is 17% below avg the national SBA average of $340K, with typical repayment terms of 108 months.
SBA lending for septic tank and related services has remained relatively stable across recent fiscal years. 356 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for septic tank and related services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching septic tank and related services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Septic Tank and Related Services SBA Loans
What is the average SBA loan size for septic tank and related services businesses?
Which SBA loan program is best for a septic tank and related services business?
How many lenders fund SBA loans for septic tank and related services?
What states have the most SBA lending for septic tank and related services?
How does PeerSense help septic tank and related services businesses get SBA loans?
Related Administrative & Support Services Industries
Landscaping Services
Janitorial Services
Other Services to Buildings and Dwellings
All Other Support Services
Carpet and Upholstery Cleaning Services
All Other Business Support Services
Data aggregated from SBA loan records (1992–2025). Septic Tank and Related Services defined by NAICS code 562991. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.