How Much Can Security Guards and Patrol Services Businesses Get in SBA Loans?
1,553 SBA loans totaling $371.5M have been approved for security guards and patrol services businesses (NAICS 561612). The average approved SBA loan is $239K, which is 30% below avg the $340K national average. 271 active lenders fund this industry with a 19.3% default rate on the matured 2018-2021 loan cohort.
At 19.3%, Security Guards and Patrol Services sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 561612 (Security Guards and Patrol Services) received 1,553 SBA loans worth $371.5M across 5+ states. Average loan $239K, average term 103 months, 19.3% default rate (resolved-loan basis).271 active SBA-approved lenders fund this industry. Most security guards and patrol services loans use the SBA 7(a) program.
Is SBA Lending Growing for Security Guards and Patrol Services?+145% growth
Which SBA Program Do Security Guards and Patrol Services Businesses Use Most?
What Is the Best SBA Loan for Security Guards and Patrol Services?
The most widely used SBA program for security guards and patrol services businesses — flexible terms, multiple use cases
Where Are Security Guards and Patrol Services SBA Loans Most Common?
Top SBA Lenders for Security Guards and Patrol Services
These banks have funded the most SBA loans for security guards and patrol services businesses (NAICS 561612). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 126 | $21.0M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 119 | $11.8M |
| 3 | Bank of America, National Association(NC) | 114 | $7.1M |
| 4 | U.S. Bank, National Association(OH) | 66 | $14.5M |
| 5 | Newtek Bank, National Association(FL) | 50 | $26.8M |
Ready to Fund Your Security Guards and Patrol Services Business?
PeerSense places SBA loans for security guards and patrol services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Security Guards and Patrol Services Businesses?
Across all SBA loan programs, 1,553 loans have been approved for businesses classified under NAICS 561612 (Security Guards and Patrol Services), representing $371.5M in total capital deployed. The average approved loan of $239K is 30% below avg the national SBA average of $340K, with typical repayment terms of 103 months.
SBA lending for security guards and patrol services is accelerating — loan volume has grown approximately 145% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching security guards and patrol services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Security Guards and Patrol Services SBA Loans
What is the average SBA loan size for security guards and patrol services businesses?
Which SBA loan program is best for a security guards and patrol services business?
How many lenders fund SBA loans for security guards and patrol services?
What states have the most SBA lending for security guards and patrol services?
How does PeerSense help security guards and patrol services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Security Guards and Patrol Services defined by NAICS code 561612. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.