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NAICS 522294Finance & Insurance

How Much Can Secondary Market Financing Businesses Get in SBA Loans?

12 SBA loans totaling $6.4M have been approved for secondary market financing businesses (NAICS 522294). The average approved SBA loan is $534K, which is 57% above avg the $340K national average. 8 active lenders fund this industry.

Quick Answer

NAICS 522294 (Secondary Market Financing) received 12 SBA loans worth $6.4M across 5+ states. Average loan $534K, average term 184 months.8 active SBA-approved lenders fund this industry. Most secondary market financing loans use the SBA 7(a) program. There are approximately 153 U.S. establishments in this industry (Census 2022).

12
Total SBA Loans
$6.4M
Total Volume
$534K
Avg Loan Size
57% above avg
8
Active Lenders
184 mo
Avg Term
42% above avg
168
Jobs Supported

Which SBA Program Do Secondary Market Financing Businesses Use Most?

SBA 7(a)11 (92%)
SBA 5041 (8%)

What Is the Best SBA Loan for Secondary Market Financing?

SBA 7(a)

The most widely used SBA program for secondary market financing businesses — flexible terms, multiple use cases

Industry avg loan: $534K
Typical term: 184 months
Historical avg rate: 5.33%
8+ lenders active in this industry

Where Are Secondary Market Financing SBA Loans Most Common?

#1
CA
7 loans
$4.2M
#2
NV
2 loans
$2.0M
#3
IL
1 loans
$10K
#4
MD
1 loans
$50K
#5
IN
1 loans
$125K

Top SBA Lenders for Secondary Market Financing

These banks have funded the most SBA loans for secondary market financing businesses (NAICS 522294). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Columbia Bank(OR)4$3.2M
2Capital One, National Association(VA)2$100K
3Popular Bank(NY)1$10K
4Banner Bank(WA)1$390K
5Southland Economic Developmen(CA)1$586K

Secondary Market Financing Industry Context

U.S. Establishments
153
U.S. Census Bureau · 2022
SBA Penetration
7.84%
SBA loans per establishment

Ready to Fund Your Secondary Market Financing Business?

PeerSense places SBA loans for secondary market financing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Secondary Market Financing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Secondary Market Financing Businesses?

Across all SBA loan programs, 12 loans have been approved for businesses classified under NAICS 522294 (Secondary Market Financing), representing $6.4M in total capital deployed. The average approved loan of $534K is 57% above avg the national SBA average of $340K, with typical repayment terms of 184 months.

SBA lending for secondary market financing has remained relatively stable across recent fiscal years. 8 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching secondary market financing business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Secondary Market Financing SBA Loans

What is the average SBA loan size for secondary market financing businesses?
Based on 12 approved SBA loans, the average loan size for secondary market financing (NAICS 522294) is $534K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a secondary market financing business?
SBA 7(a) is the most commonly used SBA program for secondary market financing businesses. The most widely used SBA program for secondary market financing businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for secondary market financing?
8 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the secondary market financing sector.
What states have the most SBA lending for secondary market financing?
CA leads with 7 SBA loans and $4.2M in total volume for secondary market financing businesses. NV, IL, MD also show strong lending activity in this sector.
How does PeerSense help secondary market financing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the secondary market financing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Secondary Market Financing defined by NAICS code 522294. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.