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NAICS 524130Finance & Insurance

How Much Can Reinsurance Carriers Businesses Get in SBA Loans?

15 SBA loans totaling $5.5M have been approved for reinsurance carriers businesses (NAICS 524130). The average approved SBA loan is $367K, which is 8% above avg the $340K national average. 9 active lenders fund this industry.

Quick Answer

NAICS 524130 (Reinsurance Carriers) received 15 SBA loans worth $5.5M across 5+ states. Average loan $367K, average term 107 months.9 active SBA-approved lenders fund this industry. Most reinsurance carriers loans use the SBA 7(a) program. There are approximately 649 U.S. establishments in this industry (Census 2022).

15
Total SBA Loans
$5.5M
Total Volume
$367K
Avg Loan Size
8% above avg
9
Active Lenders
107 mo
Avg Term
18% below avg
177
Jobs Supported

Which SBA Program Do Reinsurance Carriers Businesses Use Most?

SBA 7(a)12 (80%)
SBA 5043 (20%)

What Is the Best SBA Loan for Reinsurance Carriers?

SBA 7(a)

The most widely used SBA program for reinsurance carriers businesses — flexible terms, multiple use cases

Industry avg loan: $367K
Typical term: 107 months
Historical avg rate: 9.25%
9+ lenders active in this industry

Where Are Reinsurance Carriers SBA Loans Most Common?

#1
AZ
2 loans
$1.1M
#2
TX
2 loans
$10K
#3
CA
2 loans
$979K
#4
KS
2 loans
$680K
#5
NH
2 loans
$85K

Top SBA Lenders for Reinsurance Carriers

These banks have funded the most SBA loans for reinsurance carriers businesses (NAICS 524130). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of Hope(CA)5$25K
2Arizona Capital Source(AZ)2$1.1M
3The Central Trust Bank(MO)2$680K
4CDC Small Business Finance Cor(CA)1$974K
5Eastern Bank(MA)1$50K

Reinsurance Carriers Industry Context

U.S. Establishments
649
U.S. Census Bureau · 2022
SBA Penetration
2.31%
SBA loans per establishment

Ready to Fund Your Reinsurance Carriers Business?

PeerSense places SBA loans for reinsurance carriers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Reinsurance Carriers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Reinsurance Carriers Businesses?

Across all SBA loan programs, 15 loans have been approved for businesses classified under NAICS 524130 (Reinsurance Carriers), representing $5.5M in total capital deployed. The average approved loan of $367K is 8% above avg the national SBA average of $340K, with typical repayment terms of 107 months.

SBA lending for reinsurance carriers has remained relatively stable across recent fiscal years. 9 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 20% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching reinsurance carriers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Reinsurance Carriers SBA Loans

What is the average SBA loan size for reinsurance carriers businesses?
Based on 15 approved SBA loans, the average loan size for reinsurance carriers (NAICS 524130) is $367K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a reinsurance carriers business?
SBA 7(a) is the most commonly used SBA program for reinsurance carriers businesses. The most widely used SBA program for reinsurance carriers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for reinsurance carriers?
9 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the reinsurance carriers sector.
What states have the most SBA lending for reinsurance carriers?
AZ leads with 2 SBA loans and $1.1M in total volume for reinsurance carriers businesses. TX, CA, KS also show strong lending activity in this sector.
How does PeerSense help reinsurance carriers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the reinsurance carriers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Reinsurance Carriers defined by NAICS code 524130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.