How Much Can Recyclable Material Wholesalers Businesses Get in SBA Loans?
702 SBA loans totaling $237.0M have been approved for recyclable material wholesalers businesses (NAICS 421930). The average approved SBA loan is $338K, which is near national avg the $340K national average. 254 active lenders fund this industry with a 11.4% default rate on the matured 2018-2021 loan cohort.
At 11.4%, Recyclable Material Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421930 (Recyclable Material Wholesalers) received 702 SBA loans worth $237.0M across 5+ states. Average loan $338K, average term 136 months, 11.4% default rate (resolved-loan basis).254 active SBA-approved lenders fund this industry. Most recyclable material wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Recyclable Material Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Recyclable Material Wholesalers?
The most widely used SBA program for recyclable material wholesalers businesses — flexible terms, multiple use cases
Where Are Recyclable Material Wholesalers SBA Loans Most Common?
Top SBA Lenders for Recyclable Material Wholesalers
These banks have funded the most SBA loans for recyclable material wholesalers businesses (NAICS 421930). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 47 | $17.0M |
| 2 | Bank of America, National Association(NC) | 29 | $4.0M |
| 3 | U.S. Bank, National Association(OH) | 28 | $11.1M |
| 4 | Bank of Hope(CA) | 22 | $17.4M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 21 | $5.3M |
Recyclable Material Wholesalers Industry Context
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How Does SBA Lending Work for Recyclable Material Wholesalers Businesses?
Across all SBA loan programs, 702 loans have been approved for businesses classified under NAICS 421930 (Recyclable Material Wholesalers), representing $237.0M in total capital deployed. The average approved loan of $338K is near national avg the national SBA average of $340K, with typical repayment terms of 136 months.
SBA lending for recyclable material wholesalers has remained relatively stable across recent fiscal years. 254 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching recyclable material wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Recyclable Material Wholesalers SBA Loans
What is the average SBA loan size for recyclable material wholesalers businesses?
Which SBA loan program is best for a recyclable material wholesalers business?
How many lenders fund SBA loans for recyclable material wholesalers?
What states have the most SBA lending for recyclable material wholesalers?
How does PeerSense help recyclable material wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Recyclable Material Wholesalers defined by NAICS code 421930. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.