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NAICS 424110Wholesale Trade

How Much Can Printing and Writing Paper Merchant Wholesalers Businesses Get in SBA Loans?

330 SBA loans totaling $178.7M have been approved for printing and writing paper merchant wholesalers businesses (NAICS 424110). The average approved SBA loan is $541K, which is 59% above avg the $340K national average. 137 active lenders fund this industry with a 18.7% default rate on the matured 2018-2021 loan cohort.

Above average default risk18.7% vs 15.4% all-industry avg

At 18.7%, Printing and Writing Paper Merchant Wholesalers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 424110 (Printing and Writing Paper Merchant Wholesalers) received 330 SBA loans worth $178.7M across 5+ states. Average loan $541K, average term 128 months, 18.7% default rate (resolved-loan basis).137 active SBA-approved lenders fund this industry. Most printing and writing paper merchant wholesalers loans use the SBA 504 program. There are approximately 672 U.S. establishments in this industry (Census 2022).

330
Total SBA Loans
$178.7M
Total Volume
$541K
Avg Loan Size
59% above avg
137
Active Lenders
128 mo
Avg Term
near national avg
3,189
Jobs Supported

Is SBA Lending Growing for Printing and Writing Paper Merchant Wholesalers?

17
4
10
17
12
12
9
10
8
9
16
17
18
19
20
21
22
23
24
25
$10.3M
$1.4M
$5.2M
$13.7M
$9.5M
$10.3M
$14.5M
$8.3M
$11.4M
$9.0M

Which SBA Program Do Printing and Writing Paper Merchant Wholesalers Businesses Use Most?

SBA 7(a)259 (78%)
SBA 50471 (22%)

What Is the Best SBA Loan for Printing and Writing Paper Merchant Wholesalers?

SBA 504

22% of printing and writing paper merchant wholesalers loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $541K
Typical term: 128 months
Historical avg rate: 7.01%
137+ lenders active in this industry
Default rate (2018–21 matured cohort): 18.7%

Where Are Printing and Writing Paper Merchant Wholesalers SBA Loans Most Common?

#1
CA
57 loans
$38.8M
#2
FL
27 loans
$15.9M
#3
IL
20 loans
$18.5M
#4
NJ
17 loans
$9.5M
#5
TX
17 loans
$5.0M

Top SBA Lenders for Printing and Writing Paper Merchant Wholesalers

These banks have funded the most SBA loans for printing and writing paper merchant wholesalers businesses (NAICS 424110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)22$8.1M
2Bank of America, National Association(NC)19$1.1M
3The Huntington National Bank(OH)15$4.8M
4U.S. Bank, National Association(OH)8$1.6M
5KeyBank National Association(OH)7$5.3M

Printing and Writing Paper Merchant Wholesalers Industry Context

U.S. Establishments
672
U.S. Census Bureau · 2022
U.S. Employment
28,615,000
BLS · 2026
SBA Penetration
49.11%
SBA loans per establishment

Ready to Fund Your Printing and Writing Paper Merchant Wholesalers Business?

PeerSense places SBA loans for printing and writing paper merchant wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Printing and Writing Paper Merchant Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Printing and Writing Paper Merchant Wholesalers Businesses?

Across all SBA loan programs, 330 loans have been approved for businesses classified under NAICS 424110 (Printing and Writing Paper Merchant Wholesalers), representing $178.7M in total capital deployed. The average approved loan of $541K is 59% above avg the national SBA average of $340K, with typical repayment terms of 128 months.

SBA lending for printing and writing paper merchant wholesalers has remained relatively stable across recent fiscal years. 137 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 22% of SBA loans in this industry use the 504 program — well above the national average — indicating that printing and writing paper merchant wholesalers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching printing and writing paper merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Printing and Writing Paper Merchant Wholesalers SBA Loans

What is the average SBA loan size for printing and writing paper merchant wholesalers businesses?
Based on 330 approved SBA loans, the average loan size for printing and writing paper merchant wholesalers (NAICS 424110) is $541K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a printing and writing paper merchant wholesalers business?
SBA 504 is the most commonly used SBA program for printing and writing paper merchant wholesalers businesses. 22% of printing and writing paper merchant wholesalers loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for printing and writing paper merchant wholesalers?
137 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the printing and writing paper merchant wholesalers sector.
What states have the most SBA lending for printing and writing paper merchant wholesalers?
CA leads with 57 SBA loans and $38.8M in total volume for printing and writing paper merchant wholesalers businesses. FL, IL, NJ also show strong lending activity in this sector.
How does PeerSense help printing and writing paper merchant wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the printing and writing paper merchant wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Printing and Writing Paper Merchant Wholesalers defined by NAICS code 424110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.