How Much Can Poured Concrete Foundation and Structure Contractors Businesses Get in SBA Loans?
4,721 SBA loans totaling $1.2B have been approved for poured concrete foundation and structure contractors businesses (NAICS 238110). The average approved SBA loan is $253K, which is 26% below avg the $340K national average. 673 active lenders fund this industry with a 15.6% default rate on the matured 2018-2021 loan cohort.
At 15.6%, Poured Concrete Foundation and Structure Contractors sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 238110 (Poured Concrete Foundation and Structure Contractors) received 4,721 SBA loans worth $1.2B across 5+ states. Average loan $253K, average term 106 months, 15.6% default rate (resolved-loan basis).673 active SBA-approved lenders fund this industry. Most poured concrete foundation and structure contractors loans use the SBA 7(a) program.
Is SBA Lending Growing for Poured Concrete Foundation and Structure Contractors?+12% growth
Which SBA Program Do Poured Concrete Foundation and Structure Contractors Businesses Use Most?
What Is the Best SBA Loan for Poured Concrete Foundation and Structure Contractors?
The most widely used SBA program for poured concrete foundation and structure contractors businesses — flexible terms, multiple use cases
Where Are Poured Concrete Foundation and Structure Contractors SBA Loans Most Common?
Top SBA Lenders for Poured Concrete Foundation and Structure Contractors
These banks have funded the most SBA loans for poured concrete foundation and structure contractors businesses (NAICS 238110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 444 | $47.6M |
| 2 | U.S. Bank, National Association(OH) | 409 | $28.7M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 224 | $31.9M |
| 4 | Wells Fargo Bank National Association(SD) | 194 | $47.5M |
| 5 | PNC Bank, National Association(DE) | 153 | $11.8M |
Poured Concrete Foundation and Structure Contractors Industry Context
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How Does SBA Lending Work for Poured Concrete Foundation and Structure Contractors Businesses?
Across all SBA loan programs, 4,721 loans have been approved for businesses classified under NAICS 238110 (Poured Concrete Foundation and Structure Contractors), representing $1.2B in total capital deployed. The average approved loan of $253K is 26% below avg the national SBA average of $340K, with typical repayment terms of 106 months.
SBA lending for poured concrete foundation and structure contractors is accelerating — loan volume has grown approximately 12% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching poured concrete foundation and structure contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Poured Concrete Foundation and Structure Contractors SBA Loans
What is the average SBA loan size for poured concrete foundation and structure contractors businesses?
Which SBA loan program is best for a poured concrete foundation and structure contractors business?
How many lenders fund SBA loans for poured concrete foundation and structure contractors?
What states have the most SBA lending for poured concrete foundation and structure contractors?
How does PeerSense help poured concrete foundation and structure contractors businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Poured Concrete Foundation and Structure Contractors defined by NAICS code 238110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.