How Much Can Residential Remodelers Businesses Get in SBA Loans?
20,213 SBA loans totaling $2.6B have been approved for residential remodelers businesses (NAICS 236118). The average approved SBA loan is $126K, which is 63% below avg the $340K national average. 859 active lenders fund this industry with a 12.9% historical default rate.
NAICS 236118 (Residential Remodelers) received 20,213 SBA loans worth $2.6B across 5+ states. Average loan $126K, average term 98 months, default rate 12.9%.859 active SBA-approved lenders fund this industry. Most residential remodelers loans use the SBA 7(a) program.
Is SBA Lending Growing for Residential Remodelers?+35% growth
Which SBA Program Do Residential Remodelers Businesses Use Most?
What Is the Best SBA Loan for Residential Remodelers?
The most widely used SBA program for residential remodelers businesses — flexible terms, multiple use cases
Where Are Residential Remodelers SBA Loans Most Common?
Top SBA Lenders for Residential Remodelers
These banks have funded the most SBA loans for residential remodelers businesses (NAICS 236118). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 2,776 | $122.4M |
| 2 | The Huntington National Bank(OH) | 1,974 | $167.6M |
| 3 | TD Bank, National Association(DE) | 1,609 | $115.8M |
| 4 | Wells Fargo Bank National Association(SD) | 1,383 | $92.2M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 1,215 | $106.9M |
Residential Remodelers Industry Context
Ready to Fund Your Residential Remodelers Business?
PeerSense places SBA loans for residential remodelers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Residential Remodelers Businesses?
Across all SBA loan programs, 20,213 loans have been approved for businesses classified under NAICS 236118 (Residential Remodelers), representing $2.6B in total capital deployed. The average approved loan of $126K is 63% below avg the national SBA average of $340K, with typical repayment terms of 98 months.
SBA lending for residential remodelers is accelerating — loan volume has grown approximately 35% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for residential remodelers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching residential remodelers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Residential Remodelers SBA Loans
What is the average SBA loan size for residential remodelers businesses?
Which SBA loan program is best for a residential remodelers business?
How many lenders fund SBA loans for residential remodelers?
What states have the most SBA lending for residential remodelers?
How does PeerSense help residential remodelers businesses get SBA loans?
Related Construction Industries
All Other Specialty Trade Contractors
Plumbing, Heating, and Air-Conditioning Contractors
Electrical Contractors
New Single-Family Housing Construction (except Operative Builders)
Site Preparation Contractors
Commercial and Institutional Building Construction
Data aggregated from SBA loan records (1992–2025). Residential Remodelers defined by NAICS code 236118. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.