How Much Can New Single-Family Housing Construction (except Operative Builders) Businesses Get in SBA Loans?
10,114 SBA loans totaling $1.6B have been approved for new single-family housing construction (except operative builders) businesses (NAICS 236115). The average approved SBA loan is $161K, which is 53% below avg the $340K national average. 736 active lenders fund this industry with a 17.2% historical default rate.
NAICS 236115 (New Single-Family Housing Construction (except Operative Builders)) received 10,114 SBA loans worth $1.6B across 5+ states. Average loan $161K, average term 93 months, default rate 17.2%.736 active SBA-approved lenders fund this industry. Most new single-family housing construction (except operative builders) loans use the SBA 7(a) program.
Is SBA Lending Growing for New Single-Family Housing Construction (except Operative Builders)?+133% growth
Which SBA Program Do New Single-Family Housing Construction (except Operative Builders) Businesses Use Most?
What Is the Best SBA Loan for New Single-Family Housing Construction (except Operative Builders)?
The most widely used SBA program for new single-family housing construction (except operative builders) businesses — flexible terms, multiple use cases
Where Are New Single-Family Housing Construction (except Operative Builders) SBA Loans Most Common?
Top SBA Lenders for New Single-Family Housing Construction (except Operative Builders)
These banks have funded the most SBA loans for new single-family housing construction (except operative builders) businesses (NAICS 236115). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 1,091 | $52.0M |
| 2 | Wells Fargo Bank National Association(SD) | 757 | $58.2M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 725 | $51.5M |
| 4 | Bank of America, National Association(NC) | 520 | $18.4M |
| 5 | TD Bank, National Association(DE) | 435 | $36.7M |
New Single-Family Housing Construction (except Operative Builders) Industry Context
Ready to Fund Your New Single-Family Housing Construction (except Operative Builders) Business?
PeerSense places SBA loans for new single-family housing construction (except operative builders) businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
How Does SBA Lending Work for New Single-Family Housing Construction (except Operative Builders) Businesses?
Across all SBA loan programs, 10,114 loans have been approved for businesses classified under NAICS 236115 (New Single-Family Housing Construction (except Operative Builders)), representing $1.6B in total capital deployed. The average approved loan of $161K is 53% below avg the national SBA average of $340K, with typical repayment terms of 93 months.
SBA lending for new single-family housing construction (except operative builders) is accelerating — loan volume has grown approximately 133% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for new single-family housing construction (except operative builders) uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching new single-family housing construction (except operative builders) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — New Single-Family Housing Construction (except Operative Builders) SBA Loans
What is the average SBA loan size for new single-family housing construction (except operative builders) businesses?
Which SBA loan program is best for a new single-family housing construction (except operative builders) business?
How many lenders fund SBA loans for new single-family housing construction (except operative builders)?
What states have the most SBA lending for new single-family housing construction (except operative builders)?
How does PeerSense help new single-family housing construction (except operative builders) businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). New Single-Family Housing Construction (except Operative Builders) defined by NAICS code 236115. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.