How Much Can All Other Specialty Trade Contractors Businesses Get in SBA Loans?
21,953 SBA loans totaling $6.8B have been approved for all other specialty trade contractors businesses (NAICS 238990). The average approved SBA loan is $308K, which is 10% below avg the $340K national average. 1296 active lenders fund this industry with a 10.0% historical default rate.
NAICS 238990 (All Other Specialty Trade Contractors) received 21,953 SBA loans worth $6.8B across 5+ states. Average loan $308K, average term 118 months, default rate 10.0%.1296 active SBA-approved lenders fund this industry. Most all other specialty trade contractors loans use the SBA 7(a) program. There are approximately 40,302 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for All Other Specialty Trade Contractors?+32% growth
Which SBA Program Do All Other Specialty Trade Contractors Businesses Use Most?
What Is the Best SBA Loan for All Other Specialty Trade Contractors?
The most widely used SBA program for all other specialty trade contractors businesses — flexible terms, multiple use cases
Where Are All Other Specialty Trade Contractors SBA Loans Most Common?
Top SBA Lenders for All Other Specialty Trade Contractors
These banks have funded the most SBA loans for all other specialty trade contractors businesses (NAICS 238990). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 2,049 | $219.4M |
| 2 | The Huntington National Bank(OH) | 1,954 | $402.3M |
| 3 | Bank of America, National Association(NC) | 1,199 | $55.9M |
| 4 | Wells Fargo Bank National Association(SD) | 1,176 | $402.3M |
| 5 | Manufacturers and Traders Trust Company(NY) | 852 | $95.7M |
All Other Specialty Trade Contractors Industry Context
Ready to Fund Your All Other Specialty Trade Contractors Business?
PeerSense places SBA loans for all other specialty trade contractors businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
How Does SBA Lending Work for All Other Specialty Trade Contractors Businesses?
Across all SBA loan programs, 21,953 loans have been approved for businesses classified under NAICS 238990 (All Other Specialty Trade Contractors), representing $6.8B in total capital deployed. The average approved loan of $308K is 10% below avg the national SBA average of $340K, with typical repayment terms of 118 months.
SBA lending for all other specialty trade contractors is accelerating — loan volume has grown approximately 32% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching all other specialty trade contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — All Other Specialty Trade Contractors SBA Loans
What is the average SBA loan size for all other specialty trade contractors businesses?
Which SBA loan program is best for a all other specialty trade contractors business?
How many lenders fund SBA loans for all other specialty trade contractors?
What states have the most SBA lending for all other specialty trade contractors?
How does PeerSense help all other specialty trade contractors businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Specialty Trade Contractors defined by NAICS code 238990. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.