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NAICS 327110ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Pottery, Ceramics, and Plumbing Fixture Manufacturing Businesses Get in SBA Loans?

103 SBA loans totaling $33.9M have been approved for pottery, ceramics, and plumbing fixture manufacturing businesses (NAICS 327110). The average approved SBA loan is $329K, which is 3% below avg the $340K national average. 63 active lenders fund this industry.

Quick Answer

NAICS 327110 (Pottery, Ceramics, and Plumbing Fixture Manufacturing) received 103 SBA loans worth $33.9M across 5+ states. Average loan $329K, average term 129 months.63 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 567 U.S. establishments in this industry (Census 2022).

103
Total SBA Loans
$33.9M
Total Volume
$329K
Avg Loan Size
3% below avg
63
Active Lenders
129 mo
Avg Term
near national avg
823
Jobs Supported

Is SBA Lending Growing for Pottery, Ceramics, and Plumbing Fixture Manufacturing?+88% growth

7
7
9
2
7
5
8
8
13
15
16
17
18
19
20
21
22
23
24
25
$2.4M
$3.0M
$1.4M
$1.4M
$4.1M
$1.1M
$2.9M
$1.8M
$4.8M
$1.8M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Pottery, Ceramics, and Plumbing Fixture Manufacturing Businesses Use Most?

SBA 7(a)96 (93%)
SBA 5047 (7%)

What Is the Best SBA Loan for Pottery, Ceramics, and Plumbing Fixture Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $329K
Typical term: 129 months
Historical avg rate: 8.35%
63+ lenders active in this industry

Where Are Pottery, Ceramics, and Plumbing Fixture Manufacturing SBA Loans Most Common?

#1
CA
11 loans
$2.5M
#2
NY
10 loans
$2.5M
#3
NC
9 loans
$5.9M
#4
MN
7 loans
$705K
#5
OH
6 loans
$600K

Top SBA Lenders for Pottery, Ceramics, and Plumbing Fixture Manufacturing

These banks have funded the most SBA loans for pottery, ceramics, and plumbing fixture manufacturing businesses (NAICS 327110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)10$1.8M
2Newtek Bank, National Association(FL)5$1.2M
3The Huntington National Bank(OH)4$243K
4Wadena State Bank(MN)4$480K
5Celtic Bank Corporation(UT)3$220K

Pottery, Ceramics, and Plumbing Fixture Manufacturing Industry Context

U.S. Establishments
567
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
18.17%
SBA loans per establishment

Ready to Fund Your Pottery, Ceramics, and Plumbing Fixture Manufacturing Business?

PeerSense places SBA loans for pottery, ceramics, and plumbing fixture manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Pottery, Ceramics, and Plumbing Fixture Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Pottery, Ceramics, and Plumbing Fixture Manufacturing Businesses?

Across all SBA loan programs, 103 loans have been approved for businesses classified under NAICS 327110 (Pottery, Ceramics, and Plumbing Fixture Manufacturing), representing $33.9M in total capital deployed. The average approved loan of $329K is 3% below avg the national SBA average of $340K, with typical repayment terms of 129 months.

SBA lending for pottery, ceramics, and plumbing fixture manufacturing is accelerating — loan volume has grown approximately 88% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Pottery, Ceramics, and Plumbing Fixture Manufacturing SBA Loans

What is the average SBA loan size for pottery, ceramics, and plumbing fixture manufacturing businesses?
Based on 103 approved SBA loans, the average loan size for pottery, ceramics, and plumbing fixture manufacturing (NAICS 327110) is $329K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a pottery, ceramics, and plumbing fixture manufacturing business?
SBA 7(a) is the most commonly used SBA program for pottery, ceramics, and plumbing fixture manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for pottery, ceramics, and plumbing fixture manufacturing?
63 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the pottery, ceramics, and plumbing fixture manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help pottery, ceramics, and plumbing fixture manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the pottery, ceramics, and plumbing fixture manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Pottery, Ceramics, and Plumbing Fixture Manufacturing defined by NAICS code 327110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.