How Much Can Paint and Coating Manufacturing Businesses Get in SBA Loans?
651 SBA loans totaling $295.1M have been approved for paint and coating manufacturing businesses (NAICS 325510). The average approved SBA loan is $453K, which is 33% above avg the $340K national average. 225 active lenders fund this industry with a 7.5% historical default rate.
NAICS 325510 (Paint and Coating Manufacturing) received 651 SBA loans worth $295.1M across 5+ states. Average loan $453K, average term 144 months, default rate 7.5%.225 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 1,142 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Paint and Coating Manufacturing?
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Paint and Coating Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Paint and Coating Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Paint and Coating Manufacturing SBA Loans Most Common?
Top SBA Lenders for Paint and Coating Manufacturing
These banks have funded the most SBA loans for paint and coating manufacturing businesses (NAICS 325510). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 34 | $27.2M |
| 2 | The Huntington National Bank(OH) | 27 | $8.4M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 24 | $4.7M |
| 4 | U.S. Bank, National Association(OH) | 23 | $19.6M |
| 5 | Bank of America, National Association(NC) | 20 | $3.1M |
Paint and Coating Manufacturing Industry Context
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How Does SBA Lending Work for Paint and Coating Manufacturing Businesses?
Across all SBA loan programs, 651 loans have been approved for businesses classified under NAICS 325510 (Paint and Coating Manufacturing), representing $295.1M in total capital deployed. The average approved loan of $453K is 33% above avg the national SBA average of $340K, with typical repayment terms of 144 months.
SBA lending for paint and coating manufacturing has remained relatively stable across recent fiscal years. 225 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Paint and Coating Manufacturing SBA Loans
What is the average SBA loan size for paint and coating manufacturing businesses?
Which SBA loan program is best for a paint and coating manufacturing business?
How many lenders fund SBA loans for paint and coating manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help paint and coating manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Paint and Coating Manufacturing defined by NAICS code 325510. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.