How Much Can Packaged Frozen Food Wholesalers Businesses Get in SBA Loans?
278 SBA loans totaling $93.8M have been approved for packaged frozen food wholesalers businesses (NAICS 422420). The average approved SBA loan is $337K, which is near national avg the $340K national average. 119 active lenders fund this industry with a 11.0% default rate on the matured 2018-2021 loan cohort.
At 11.0%, Packaged Frozen Food Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422420 (Packaged Frozen Food Wholesalers) received 278 SBA loans worth $93.8M across 5+ states. Average loan $337K, average term 111 months, 11.0% default rate (resolved-loan basis).119 active SBA-approved lenders fund this industry. Most packaged frozen food wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Packaged Frozen Food Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Packaged Frozen Food Wholesalers?
The most widely used SBA program for packaged frozen food wholesalers businesses — flexible terms, multiple use cases
Where Are Packaged Frozen Food Wholesalers SBA Loans Most Common?
Top SBA Lenders for Packaged Frozen Food Wholesalers
These banks have funded the most SBA loans for packaged frozen food wholesalers businesses (NAICS 422420). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 17 | $10.7M |
| 2 | U.S. Bank, National Association(OH) | 13 | $2.4M |
| 3 | Bank of America, National Association(NC) | 13 | $937K |
| 4 | East West Bank(CA) | 11 | $4.6M |
| 5 | Zions Bank, A Division of(UT) | 10 | $1.5M |
Packaged Frozen Food Wholesalers Industry Context
Ready to Fund Your Packaged Frozen Food Wholesalers Business?
PeerSense places SBA loans for packaged frozen food wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Packaged Frozen Food Wholesalers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Packaged Frozen Food Wholesalers Businesses?
Across all SBA loan programs, 278 loans have been approved for businesses classified under NAICS 422420 (Packaged Frozen Food Wholesalers), representing $93.8M in total capital deployed. The average approved loan of $337K is near national avg the national SBA average of $340K, with typical repayment terms of 111 months.
SBA lending for packaged frozen food wholesalers has remained relatively stable across recent fiscal years. 119 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching packaged frozen food wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Packaged Frozen Food Wholesalers SBA Loans
What is the average SBA loan size for packaged frozen food wholesalers businesses?
Which SBA loan program is best for a packaged frozen food wholesalers business?
How many lenders fund SBA loans for packaged frozen food wholesalers?
What states have the most SBA lending for packaged frozen food wholesalers?
How does PeerSense help packaged frozen food wholesalers businesses get SBA loans?
Related Wholesale Trade Industries
Other Miscellaneous Durable Goods Merchant Wholesalers
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Other Grocery and Related Products Merchant Wholesalers
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal
Industrial Machinery and Equipment Merchant Wholesalers
Women's, Children's, and Infants' Clothing and Accessories Merchant Wh
Data aggregated from SBA loan records (1992–2025). Packaged Frozen Food Wholesalers defined by NAICS code 422420. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.