How Much Can Other Foundation, Structure, and Building Exterior Contractors Businesses Get in SBA Loans?
2,353 SBA loans totaling $478.4M have been approved for other foundation, structure, and building exterior contractors businesses (NAICS 238190). The average approved SBA loan is $203K, which is 40% below avg the $340K national average. 411 active lenders fund this industry with a 16.2% default rate on the matured 2018-2021 loan cohort.
At 16.2%, Other Foundation, Structure, and Building Exterior Contractors sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 238190 (Other Foundation, Structure, and Building Exterior Contractors) received 2,353 SBA loans worth $478.4M across 5+ states. Average loan $203K, average term 103 months, 16.2% default rate (resolved-loan basis).411 active SBA-approved lenders fund this industry. Most other foundation, structure, and building exterior contractors loans use the SBA 7(a) program. There are approximately 6,277 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Other Foundation, Structure, and Building Exterior Contractors?+12% growth
Which SBA Program Do Other Foundation, Structure, and Building Exterior Contractors Businesses Use Most?
What Is the Best SBA Loan for Other Foundation, Structure, and Building Exterior Contractors?
The most widely used SBA program for other foundation, structure, and building exterior contractors businesses — flexible terms, multiple use cases
Where Are Other Foundation, Structure, and Building Exterior Contractors SBA Loans Most Common?
Top SBA Lenders for Other Foundation, Structure, and Building Exterior Contractors
These banks have funded the most SBA loans for other foundation, structure, and building exterior contractors businesses (NAICS 238190). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 295 | $16.7M |
| 2 | The Huntington National Bank(OH) | 175 | $20.1M |
| 3 | Wells Fargo Bank National Association(SD) | 128 | $21.9M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 106 | $12.2M |
| 5 | Bank of America, National Association(NC) | 92 | $3.5M |
Other Foundation, Structure, and Building Exterior Contractors Industry Context
Ready to Fund Your Other Foundation, Structure, and Building Exterior Contractors Business?
PeerSense places SBA loans for other foundation, structure, and building exterior contractors businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Other Foundation, Structure, and Building Exterior Contractors business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Other Foundation, Structure, and Building Exterior Contractors Businesses?
Across all SBA loan programs, 2,353 loans have been approved for businesses classified under NAICS 238190 (Other Foundation, Structure, and Building Exterior Contractors), representing $478.4M in total capital deployed. The average approved loan of $203K is 40% below avg the national SBA average of $340K, with typical repayment terms of 103 months.
SBA lending for other foundation, structure, and building exterior contractors is accelerating — loan volume has grown approximately 12% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other foundation, structure, and building exterior contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Foundation, Structure, and Building Exterior Contractors SBA Loans
What is the average SBA loan size for other foundation, structure, and building exterior contractors businesses?
Which SBA loan program is best for a other foundation, structure, and building exterior contractors business?
How many lenders fund SBA loans for other foundation, structure, and building exterior contractors?
What states have the most SBA lending for other foundation, structure, and building exterior contractors?
How does PeerSense help other foundation, structure, and building exterior contractors businesses get SBA loans?
Related Construction Industries
All Other Specialty Trade Contractors
Plumbing, Heating, and Air-Conditioning Contractors
Residential Remodelers
Electrical Contractors
New Single-Family Housing Construction (except Operative Builders)
Site Preparation Contractors
Data aggregated from SBA loan records (1992–2025). Other Foundation, Structure, and Building Exterior Contractors defined by NAICS code 238190. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.