How Much Can Other Direct Insurance (except Life, Health, and Medical) Carriers Businesses Get in SBA Loans?
358 SBA loans totaling $27.6M have been approved for other direct insurance (except life, health, and medical) carriers businesses (NAICS 524128). The average approved SBA loan is $77K, which is 77% below avg the $340K national average. 69 active lenders fund this industry with a 33.3% default rate on the matured 2018-2021 loan cohort.
At 33.3%, Other Direct Insurance (except Life, Health, and Medical) Carriers sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 524128 (Other Direct Insurance (except Life, Health, and Medical) Carriers) received 358 SBA loans worth $27.6M across 5+ states. Average loan $77K, average term 78 months, 33.3% default rate (resolved loan basis).69 active SBA approved lenders fund this industry. Most other direct insurance (except life, health, and medical) carriers loans use the SBA 7(a) program. There are approximately 586 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Other Direct Insurance (except Life, Health, and Medical) Carriers?-33% decline
Which SBA Program Do Other Direct Insurance (except Life, Health, and Medical) Carriers Businesses Use Most?
What Is the Best SBA Loan for Other Direct Insurance (except Life, Health, and Medical) Carriers?
The most widely used SBA program for other direct insurance (except life, health, and medical) carriers businesses: flexible terms, multiple use cases
Where Are Other Direct Insurance (except Life, Health, and Medical) Carriers SBA Loans Most Common?
SBA Lending Activity in Other Direct Insurance (except Life, Health, and Medical) Carriers
69 SBA lenders have funded 358 loans to other direct insurance (except life, health, and medical) carriers businesses (NAICS 524128). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Other Direct Insurance (except Life, Health, and Medical) Carriers Industry Context
Talk to PeerSense
PeerSense sources capital for other direct insurance (except life, health, and medical) carriers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Other Direct Insurance (except Life, Health, and Medical) Carriers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Other Direct Insurance (except Life, Health, and Medical) Carriers Businesses?
Across all SBA loan programs, 358 loans have been approved for businesses classified under NAICS 524128 (Other Direct Insurance (except Life, Health, and Medical) Carriers), representing $27.6M in total capital deployed. The average approved loan of $77K is 77% below avg the national SBA average of $340K, with typical repayment terms of 78 months.
SBA lending for other direct insurance (except life, health, and medical) carriers has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 69 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for other direct insurance (except life, health, and medical) carriers uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
Talk to PeerSense about a other direct insurance (except life, health, and medical) carriers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Other Direct Insurance (except Life, Health, and Medical) Carriers SBA Loans
What is the average SBA loan size for other direct insurance (except life, health, and medical) carriers businesses?
Which SBA loan program is best for a other direct insurance (except life, health, and medical) carriers business?
How many lenders fund SBA loans for other direct insurance (except life, health, and medical) carriers?
What states have the most SBA lending for other direct insurance (except life, health, and medical) carriers?
How does PeerSense help other direct insurance (except life, health, and medical) carriers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Other Direct Insurance (except Life, Health, and Medical) Carriers defined by NAICS code 524128. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.