How Much Can Other Construction Material Wholesalers Businesses Get in SBA Loans?
122 SBA loans totaling $32.8M have been approved for other construction material wholesalers businesses (NAICS 421390). The average approved SBA loan is $269K, which is 21% below avg the $340K national average. 63 active lenders fund this industry with a 12.5% default rate on the matured 2018-2021 loan cohort.
At 12.5%, Other Construction Material Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421390 (Other Construction Material Wholesalers) received 122 SBA loans worth $32.8M across 5+ states. Average loan $269K, average term 117 months, 12.5% default rate (resolved-loan basis).63 active SBA-approved lenders fund this industry. Most other construction material wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Other Construction Material Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Other Construction Material Wholesalers?
The most widely used SBA program for other construction material wholesalers businesses — flexible terms, multiple use cases
Where Are Other Construction Material Wholesalers SBA Loans Most Common?
Top SBA Lenders for Other Construction Material Wholesalers
These banks have funded the most SBA loans for other construction material wholesalers businesses (NAICS 421390). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 12 | $2.8M |
| 2 | Enterprise Bank(PA) | 8 | $1.7M |
| 3 | Bank of America, National Association(NC) | 7 | $825K |
| 4 | First Interstate Bank(MT) | 5 | $782K |
| 5 | Manufacturers and Traders Trust Company(NY) | 4 | $310K |
Other Construction Material Wholesalers Industry Context
Ready to Fund Your Other Construction Material Wholesalers Business?
PeerSense places SBA loans for other construction material wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Other Construction Material Wholesalers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Other Construction Material Wholesalers Businesses?
Across all SBA loan programs, 122 loans have been approved for businesses classified under NAICS 421390 (Other Construction Material Wholesalers), representing $32.8M in total capital deployed. The average approved loan of $269K is 21% below avg the national SBA average of $340K, with typical repayment terms of 117 months.
SBA lending for other construction material wholesalers has remained relatively stable across recent fiscal years. 63 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other construction material wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Construction Material Wholesalers SBA Loans
What is the average SBA loan size for other construction material wholesalers businesses?
Which SBA loan program is best for a other construction material wholesalers business?
How many lenders fund SBA loans for other construction material wholesalers?
What states have the most SBA lending for other construction material wholesalers?
How does PeerSense help other construction material wholesalers businesses get SBA loans?
Related Wholesale Trade Industries
Other Miscellaneous Durable Goods Merchant Wholesalers
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Other Grocery and Related Products Merchant Wholesalers
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal
Industrial Machinery and Equipment Merchant Wholesalers
Women's, Children's, and Infants' Clothing and Accessories Merchant Wh
Data aggregated from SBA loan records (1992–2025). Other Construction Material Wholesalers defined by NAICS code 421390. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.