How Much Can Other Commercial Equipment Merchant Wholesalers Businesses Get in SBA Loans?
1,148 SBA loans totaling $466.7M have been approved for other commercial equipment merchant wholesalers businesses (NAICS 423440). The average approved SBA loan is $407K, which is 19% above avg the $340K national average. 272 active lenders fund this industry with a 19.3% default rate on the matured 2018-2021 loan cohort.
At 19.3%, Other Commercial Equipment Merchant Wholesalers sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 423440 (Other Commercial Equipment Merchant Wholesalers) received 1,148 SBA loans worth $466.7M across 5+ states. Average loan $407K, average term 119 months, 19.3% default rate (resolved loan basis).272 active SBA approved lenders fund this industry. Most other commercial equipment merchant wholesalers loans use the SBA 7(a) program. There are approximately 3,695 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Other Commercial Equipment Merchant Wholesalers?+45% growth
Which SBA Program Do Other Commercial Equipment Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Other Commercial Equipment Merchant Wholesalers?
The most widely used SBA program for other commercial equipment merchant wholesalers businesses: flexible terms, multiple use cases
Where Are Other Commercial Equipment Merchant Wholesalers SBA Loans Most Common?
SBA Lending Activity in Other Commercial Equipment Merchant Wholesalers
272 SBA lenders have funded 1,148 loans to other commercial equipment merchant wholesalers businesses (NAICS 423440). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Other Commercial Equipment Merchant Wholesalers Industry Context
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PeerSense sources capital for other commercial equipment merchant wholesalers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Other Commercial Equipment Merchant Wholesalers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Other Commercial Equipment Merchant Wholesalers Businesses?
Across all SBA loan programs, 1,148 loans have been approved for businesses classified under NAICS 423440 (Other Commercial Equipment Merchant Wholesalers), representing $466.7M in total capital deployed. The average approved loan of $407K is 19% above avg the national SBA average of $340K, with typical repayment terms of 119 months.
SBA lending for other commercial equipment merchant wholesalers is accelerating. Loan volume has grown approximately 45% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a other commercial equipment merchant wholesalers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Other Commercial Equipment Merchant Wholesalers SBA Loans
What is the average SBA loan size for other commercial equipment merchant wholesalers businesses?
Which SBA loan program is best for a other commercial equipment merchant wholesalers business?
How many lenders fund SBA loans for other commercial equipment merchant wholesalers?
What states have the most SBA lending for other commercial equipment merchant wholesalers?
How does PeerSense help other commercial equipment merchant wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Other Commercial Equipment Merchant Wholesalers defined by NAICS code 423440. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.