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NAICS 424690Wholesale TradeLending Growing

How Much Can Other Chemical and Allied Products Merchant Wholesalers Businesses Get in SBA Loans?

982 SBA loans totaling $491.1M have been approved for other chemical and allied products merchant wholesalers businesses (NAICS 424690). The average approved SBA loan is $500K, which is 47% above avg the $340K national average. 264 active lenders fund this industry with a 12.0% default rate on the matured 2018-2021 loan cohort.

Moderate default risk12.0% vs 15.4% all-industry avg

At 12.0%, Other Chemical and Allied Products Merchant Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 424690 (Other Chemical and Allied Products Merchant Wholesalers) received 982 SBA loans worth $491.1M across 5+ states. Average loan $500K, average term 118 months, 12.0% default rate (resolved-loan basis).264 active SBA-approved lenders fund this industry. Most other chemical and allied products merchant wholesalers loans use the SBA 504 program. There are approximately 9,139 U.S. establishments in this industry (Census 2022).

982
Total SBA Loans
$491.1M
Total Volume
$500K
Avg Loan Size
47% above avg
264
Active Lenders
118 mo
Avg Term
9% below avg
6,756
Jobs Supported

Is SBA Lending Growing for Other Chemical and Allied Products Merchant Wholesalers?+68% growth

39
31
37
30
33
31
38
28
34
47
16
17
18
19
20
21
22
23
24
25
$16.3M
$16.8M
$27.3M
$20.0M
$27.9M
$20.7M
$26.1M
$35.3M
$31.3M
$31.7M

Which SBA Program Do Other Chemical and Allied Products Merchant Wholesalers Businesses Use Most?

SBA 7(a)859 (87%)
SBA 504123 (13%)

What Is the Best SBA Loan for Other Chemical and Allied Products Merchant Wholesalers?

SBA 504

13% of other chemical and allied products merchant wholesalers loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $500K
Typical term: 118 months
Historical avg rate: 6.88%
264+ lenders active in this industry
Default rate (2018–21 matured cohort): 12.0%

Where Are Other Chemical and Allied Products Merchant Wholesalers SBA Loans Most Common?

#1
CA
147 loans
$99.7M
#2
TX
105 loans
$67.2M
#3
FL
84 loans
$29.6M
#4
NY
57 loans
$18.9M
#5
IL
50 loans
$23.1M

Top SBA Lenders for Other Chemical and Allied Products Merchant Wholesalers

These banks have funded the most SBA loans for other chemical and allied products merchant wholesalers businesses (NAICS 424690). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)69$16.8M
2Bank of America, National Association(NC)57$8.0M
3Wells Fargo Bank National Association(SD)46$12.7M
4TD Bank, National Association(DE)35$7.2M
5The Huntington National Bank(OH)33$13.4M

Other Chemical and Allied Products Merchant Wholesalers Industry Context

U.S. Establishments
9,139
U.S. Census Bureau · 2022
U.S. Employment
28,615,000
BLS · 2026
SBA Penetration
10.75%
SBA loans per establishment

Ready to Fund Your Other Chemical and Allied Products Merchant Wholesalers Business?

PeerSense places SBA loans for other chemical and allied products merchant wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Chemical and Allied Products Merchant Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Chemical and Allied Products Merchant Wholesalers Businesses?

Across all SBA loan programs, 982 loans have been approved for businesses classified under NAICS 424690 (Other Chemical and Allied Products Merchant Wholesalers), representing $491.1M in total capital deployed. The average approved loan of $500K is 47% above avg the national SBA average of $340K, with typical repayment terms of 118 months.

SBA lending for other chemical and allied products merchant wholesalers is accelerating — loan volume has grown approximately 68% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other chemical and allied products merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Chemical and Allied Products Merchant Wholesalers SBA Loans

What is the average SBA loan size for other chemical and allied products merchant wholesalers businesses?
Based on 982 approved SBA loans, the average loan size for other chemical and allied products merchant wholesalers (NAICS 424690) is $500K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other chemical and allied products merchant wholesalers business?
SBA 504 is the most commonly used SBA program for other chemical and allied products merchant wholesalers businesses. 13% of other chemical and allied products merchant wholesalers loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other chemical and allied products merchant wholesalers?
264 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other chemical and allied products merchant wholesalers sector.
What states have the most SBA lending for other chemical and allied products merchant wholesalers?
CA leads with 147 SBA loans and $99.7M in total volume for other chemical and allied products merchant wholesalers businesses. TX, FL, NY also show strong lending activity in this sector.
How does PeerSense help other chemical and allied products merchant wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other chemical and allied products merchant wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Chemical and Allied Products Merchant Wholesalers defined by NAICS code 424690. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.