How Much Can Other Building Finishing Contractors Businesses Get in SBA Loans?
3,308 SBA loans totaling $973.1M have been approved for other building finishing contractors businesses (NAICS 238390). The average approved SBA loan is $294K, which is 14% below avg the $340K national average. 510 active lenders fund this industry with a 15.7% default rate on the matured 2018-2021 loan cohort.
At 15.7%, Other Building Finishing Contractors sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 238390 (Other Building Finishing Contractors) received 3,308 SBA loans worth $973.1M across 5+ states. Average loan $294K, average term 121 months, 15.7% default rate (resolved-loan basis).510 active SBA-approved lenders fund this industry. Most other building finishing contractors loans use the SBA 7(a) program.
Is SBA Lending Growing for Other Building Finishing Contractors?+31% growth
Which SBA Program Do Other Building Finishing Contractors Businesses Use Most?
What Is the Best SBA Loan for Other Building Finishing Contractors?
The most widely used SBA program for other building finishing contractors businesses — flexible terms, multiple use cases
Where Are Other Building Finishing Contractors SBA Loans Most Common?
Top SBA Lenders for Other Building Finishing Contractors
These banks have funded the most SBA loans for other building finishing contractors businesses (NAICS 238390). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 315 | $29.8M |
| 2 | The Huntington National Bank(OH) | 239 | $46.4M |
| 3 | Wells Fargo Bank National Association(SD) | 168 | $45.9M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 148 | $25.1M |
| 5 | Bank of America, National Association(NC) | 135 | $8.8M |
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PeerSense places SBA loans for other building finishing contractors businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Other Building Finishing Contractors Businesses?
Across all SBA loan programs, 3,308 loans have been approved for businesses classified under NAICS 238390 (Other Building Finishing Contractors), representing $973.1M in total capital deployed. The average approved loan of $294K is 14% below avg the national SBA average of $340K, with typical repayment terms of 121 months.
SBA lending for other building finishing contractors is accelerating — loan volume has grown approximately 31% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other building finishing contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Building Finishing Contractors SBA Loans
What is the average SBA loan size for other building finishing contractors businesses?
Which SBA loan program is best for a other building finishing contractors business?
How many lenders fund SBA loans for other building finishing contractors?
What states have the most SBA lending for other building finishing contractors?
How does PeerSense help other building finishing contractors businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Other Building Finishing Contractors defined by NAICS code 238390. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.