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NAICS 522390Finance & InsuranceLending Growing

How Much Can Other Activities Related to Credit Intermediation Businesses Get in SBA Loans?

293 SBA loans totaling $80.1M have been approved for other activities related to credit intermediation businesses (NAICS 522390). The average approved SBA loan is $273K, which is 20% below avg the $340K national average. 108 active lenders fund this industry with a 19.7% default rate on the matured 2018-2021 loan cohort.

Elevated default risk19.7% vs 15.4% all-industry avg

At 19.7%, Other Activities Related to Credit Intermediation sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 522390 (Other Activities Related to Credit Intermediation) received 293 SBA loans worth $80.1M across 5+ states. Average loan $273K, average term 111 months, 19.7% default rate (resolved-loan basis).108 active SBA-approved lenders fund this industry. Most other activities related to credit intermediation loans use the SBA 7(a) program. There are approximately 12,116 U.S. establishments in this industry (Census 2022).

293
Total SBA Loans
$80.1M
Total Volume
$273K
Avg Loan Size
20% below avg
108
Active Lenders
111 mo
Avg Term
15% below avg
2,546
Jobs Supported

Is SBA Lending Growing for Other Activities Related to Credit Intermediation?+20% growth

7
1
2
8
3
7
2
5
2
6
16
17
18
19
20
21
22
23
24
25
$5.3M
$30K
$2.2M
$2.5M
$651K
$9.5M
$317K
$3.2M
$2.7M
$1.8M

Which SBA Program Do Other Activities Related to Credit Intermediation Businesses Use Most?

SBA 7(a)275 (94%)
SBA 50418 (6%)

What Is the Best SBA Loan for Other Activities Related to Credit Intermediation?

SBA 7(a)

The most widely used SBA program for other activities related to credit intermediation businesses — flexible terms, multiple use cases

Industry avg loan: $273K
Typical term: 111 months
Historical avg rate: 7.24%
108+ lenders active in this industry
Default rate (2018–21 matured cohort): 19.7%

Where Are Other Activities Related to Credit Intermediation SBA Loans Most Common?

#1
CA
49 loans
$14.2M
#2
NJ
24 loans
$3.8M
#3
NY
22 loans
$9.0M
#4
FL
22 loans
$9.2M
#5
CO
17 loans
$8.4M

Top SBA Lenders for Other Activities Related to Credit Intermediation

These banks have funded the most SBA loans for other activities related to credit intermediation businesses (NAICS 522390). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)28$7.7M
2Bank of Hope(CA)19$6.1M
3Unity Bank(NJ)13$4.2M
4Readycap Lending, LLC(NJ)10$5.2M
5Capital One, National Association(VA)9$445K

Other Activities Related to Credit Intermediation Industry Context

U.S. Establishments
12,116
U.S. Census Bureau · 2022
U.S. Employment
9,166,000
BLS · 2026
SBA Penetration
2.42%
SBA loans per establishment

Ready to Fund Your Other Activities Related to Credit Intermediation Business?

PeerSense places SBA loans for other activities related to credit intermediation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Activities Related to Credit Intermediation business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Activities Related to Credit Intermediation Businesses?

Across all SBA loan programs, 293 loans have been approved for businesses classified under NAICS 522390 (Other Activities Related to Credit Intermediation), representing $80.1M in total capital deployed. The average approved loan of $273K is 20% below avg the national SBA average of $340K, with typical repayment terms of 111 months.

SBA lending for other activities related to credit intermediation is accelerating — loan volume has grown approximately 20% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other activities related to credit intermediation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Activities Related to Credit Intermediation SBA Loans

What is the average SBA loan size for other activities related to credit intermediation businesses?
Based on 293 approved SBA loans, the average loan size for other activities related to credit intermediation (NAICS 522390) is $273K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other activities related to credit intermediation business?
SBA 7(a) is the most commonly used SBA program for other activities related to credit intermediation businesses. The most widely used SBA program for other activities related to credit intermediation businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other activities related to credit intermediation?
108 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other activities related to credit intermediation sector.
What states have the most SBA lending for other activities related to credit intermediation?
CA leads with 49 SBA loans and $14.2M in total volume for other activities related to credit intermediation businesses. NJ, NY, FL also show strong lending activity in this sector.
How does PeerSense help other activities related to credit intermediation businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other activities related to credit intermediation industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Activities Related to Credit Intermediation defined by NAICS code 522390. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.