How Much Can Oil and Gas Pipeline and Related Structures Construction Businesses Get in SBA Loans?
292 SBA loans totaling $129.5M have been approved for oil and gas pipeline and related structures construction businesses (NAICS 237120). The average approved SBA loan is $443K, which is 30% above avg the $340K national average. 125 active lenders fund this industry with a 14.1% default rate on the matured 2018-2021 loan cohort.
At 14.1%, Oil and Gas Pipeline and Related Structures Construction sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 237120 (Oil and Gas Pipeline and Related Structures Construction) received 292 SBA loans worth $129.5M across 5+ states. Average loan $443K, average term 95 months, 14.1% default rate (resolved-loan basis).125 active SBA-approved lenders fund this industry. Most oil and gas pipeline and related structures construction loans use the SBA 7(a) program. There are approximately 2,166 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Oil and Gas Pipeline and Related Structures Construction?
Which SBA Program Do Oil and Gas Pipeline and Related Structures Construction Businesses Use Most?
What Is the Best SBA Loan for Oil and Gas Pipeline and Related Structures Construction?
The most widely used SBA program for oil and gas pipeline and related structures construction businesses — flexible terms, multiple use cases
Where Are Oil and Gas Pipeline and Related Structures Construction SBA Loans Most Common?
Top SBA Lenders for Oil and Gas Pipeline and Related Structures Construction
These banks have funded the most SBA loans for oil and gas pipeline and related structures construction businesses (NAICS 237120). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 16 | $2.5M |
| 2 | The Huntington National Bank(OH) | 16 | $4.8M |
| 3 | Zions Bank, A Division of(UT) | 13 | $2.3M |
| 4 | Stockman Bank of Montana(MT) | 10 | $4.1M |
| 5 | Gibsland Bank & Trust Company(LA) | 9 | $10.9M |
Oil and Gas Pipeline and Related Structures Construction Industry Context
Ready to Fund Your Oil and Gas Pipeline and Related Structures Construction Business?
PeerSense places SBA loans for oil and gas pipeline and related structures construction businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Oil and Gas Pipeline and Related Structures Construction Businesses?
Across all SBA loan programs, 292 loans have been approved for businesses classified under NAICS 237120 (Oil and Gas Pipeline and Related Structures Construction), representing $129.5M in total capital deployed. The average approved loan of $443K is 30% above avg the national SBA average of $340K, with typical repayment terms of 95 months.
SBA lending for oil and gas pipeline and related structures construction has remained relatively stable across recent fiscal years. 125 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching oil and gas pipeline and related structures construction business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Oil and Gas Pipeline and Related Structures Construction SBA Loans
What is the average SBA loan size for oil and gas pipeline and related structures construction businesses?
Which SBA loan program is best for a oil and gas pipeline and related structures construction business?
How many lenders fund SBA loans for oil and gas pipeline and related structures construction?
What states have the most SBA lending for oil and gas pipeline and related structures construction?
How does PeerSense help oil and gas pipeline and related structures construction businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Oil and Gas Pipeline and Related Structures Construction defined by NAICS code 237120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.